(No-Fuss) High-Yield Savings Accounts
No or Low Minimums & Fees
Many FDIC-insured high-yield savings accounts offer high rates, but come with conditions attached. If you prefer simplicity, we've selected "no-fuss" accounts featuring:- ✅ No/Low minimum deposit or balance requirements (up to $500)
- ✅ No direct deposit requirements
- ✅ No checking account required
Top "No-Fuss" Savings Rates on August 15, 2025
We earn a commission if you open an account through some links on this page.
TIP: Use the drop-down filters above to narrow the selection.
1. Elevault
Savings Account: High Yield Savings Account
Top APY: 4.60%
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.60% (8/15/2025) |
| APY Trend: | → Stable for the last quarter |
| Note: | The 4.60% APY is up to $250,000. Balances above that earn no interest. Daily deposit limit is $2,500. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 3.9/5 Google Play Rating: 4.2/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 1528) |
| Affiliation: | Elevault is a product by Southern Bancorp Bank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
Calculate Savings for Elevault
High Yield Savings Account (APY: 4.60%)
Total savings breakdown:
- Interest earned: $1,817.2 (11.49%)
- Total contributions: $13,000 (82.19%)
- Initial deposit: $1,000 (6.32%)
Your total balance
$15,817.20
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
2. Neighbors Bank
Savings Account: Neighbors Savings Account
Top APY: 4.60%
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.60% (8/15/2025) |
| APY Trend: | → Stable for the last quarter |
| Note: | Balances up to $250,000 earn 4.60% APY. Anything above will earn 0.05% APY. |
| Maintenance Fee: | $0 |
| Online Only: | No |
| Mobile Apps: | App Store Rating: 3.5/5 Google Play Rating: 4.3/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | N/A |
| Eligibility: | Not available in Delaware. |
| Deposit Insurance: | FDIC (Cert: 16247) |
| Affiliation: | N/A |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | One location in Columbia, Missouri |
Calculate Savings for Neighbors Bank
Neighbors Savings Account (APY: 4.60%)
Total savings breakdown:
- Interest earned: $1,817.2 (11.49%)
- Total contributions: $13,000 (82.19%)
- Initial deposit: $1,000 (6.32%)
Your total balance
$15,817.20
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
3. Pibank
Savings Account: Pibank Savings
Top APY: 4.60%
Minimum Deposit: $0
Minimum Balance for APY: $0.01
| Feature | Details |
|---|---|
| APY: | 4.60% (8/15/2025) |
| APY Trend: | → Stable for the last quarter |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 2.4/5 Google Play Rating: 1.8/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 25258) |
| Affiliation: | Pibank is a brand of Intercredit Bank, N.A. |
| Better Business Bureau (BBB): | BBB Rating: A Not BBB Accredited |
| Branches: | None |
Calculate Savings for Pibank
Pibank Savings (APY: 4.60%)
Total savings breakdown:
- Interest earned: $1,817.2 (11.49%)
- Total contributions: $13,000 (82.19%)
- Initial deposit: $1,000 (6.32%)
Your total balance
$15,817.20
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
4. Fitness Bank
Savings Account: Fitness Savings Account
Top APY: 4.50%
Minimum Deposit: $100
Minimum Balance for APY: $100
| Feature | Details |
|---|---|
| APY: | 4.50% (8/15/2025) |
| APY Trend: | ↘︎ -0.05% MoM |
| Note: | This is a tiered account. To earn the highest tier you must track at least 12,500 avg. daily steps using the FitnessBank Step Tracker app as well as maintain a balance of $100. Failure to do so will result in a lower APY. See bank for more details and all tiers. |
| Maintenance Fee: | $10. Waived for average daily balances > $100 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 1.7/5 Google Play Rating: N/A |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 29510) |
| Affiliation: | FitnessBank is a division of Affinity Bank (formerly Atlanta Business Bank). Newton Federal is also a division of Affinity Bank and the same company. Affinity Bancshares INC (Nasdaq: AFBI) serves as the holding company |
| Better Business Bureau (BBB): | BBB Rating: A+ |
Calculate Savings for Fitness Bank
Fitness Savings Account (APY: 4.50%)
Total savings breakdown:
- Interest earned: $1,775.4 (11.25%)
- Total contributions: $13,000 (82.41%)
- Initial deposit: $1,000 (6.34%)
Your total balance
$15,775.40
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
5. GO2bank
Savings Account: High Yield Savings
Top APY: 4.50%
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.50% (8/15/2025) |
| APY Trend: | → Stable for the last quarter |
| Note: | The 4.50% APY is up to $5,000. Balances above that earn no interest. |
| Maintenance Fee: | $5 per month, unless you set up direct deposit |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.8/5 Google Play Rating: 4.6/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Quarterly |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 22653) |
| Affiliation: | GO2bank is a tradename of Green Dot Bank. |
| Better Business Bureau (BBB): | BBB Rating: F Not BBB Accredited |
Calculate Savings for GO2bank
High Yield Savings (APY: 4.50%)
Total savings breakdown:
- Interest earned: $1,775.4 (11.25%)
- Total contributions: $13,000 (82.41%)
- Initial deposit: $1,000 (6.34%)
Your total balance
$15,775.40
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
6. FVCbank
Savings Account: Advantage Direct Savings
Top APY: 4.35%
Minimum Deposit: $500
Minimum Balance for APY: $500
| Feature | Details |
|---|---|
| APY: | 4.35% (8/15/2025) |
| APY Trend: | ↘︎ -0.10% QoQ |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.4/5 Google Play Rating: 3.4/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | N/A |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 58696) |
| Affiliation: | N/A |
| Better Business Bureau (BBB): | BBB Rating: A+ |
Calculate Savings for FVCbank
Advantage Direct Savings (APY: 4.35%)
Total savings breakdown:
- Interest earned: $1,712.9 (10.90%)
- Total contributions: $13,000 (82.73%)
- Initial deposit: $1,000 (6.36%)
Your total balance
$15,712.90
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
7. Newtek Bank
Savings Account: Personal High Yield Savings
Top APY: 4.35%
Minimum Deposit: $0
Minimum Balance for APY: $0.01
| Feature | Details |
|---|---|
| APY: | 4.35% (8/15/2025) |
| APY Trend: | → Stable for the last quarter |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.5/5 Google Play Rating: 4.2/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 18734) |
| Affiliation: | NewtekOne (NASDAQ: NEWT) |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited |
| Branches: | None |
Calculate Savings for Newtek Bank
Personal High Yield Savings (APY: 4.35%)
Total savings breakdown:
- Interest earned: $1,712.9 (10.90%)
- Total contributions: $13,000 (82.73%)
- Initial deposit: $1,000 (6.36%)
Your total balance
$15,712.90
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
8. Peak Bank
Savings Account: Envision High Yield Savings
Top APY: 4.35%
Minimum Deposit: $100
Minimum Balance for APY: N/A
| Feature | Details |
|---|---|
| APY: | 4.35% (8/15/2025) |
| APY Trend: | ↘︎ -0.09% MoM |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.8/5 Google Play Rating: 4.7/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 58095) |
| Affiliation: | Peak Bank is a division of Idaho First Bank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | None |
Calculate Savings for Peak Bank
Envision High Yield Savings (APY: 4.35%)
Total savings breakdown:
- Interest earned: $1,712.9 (10.90%)
- Total contributions: $13,000 (82.73%)
- Initial deposit: $1,000 (6.36%)
Your total balance
$15,712.90
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
9. Zynlo Bank
Savings Account: Tomorrow Savings Account
Top APY: 4.35%
Minimum Deposit: $10
Minimum Balance for APY: $0.01
| Feature | Details |
|---|---|
| APY: | 4.35% (8/15/2025) |
| APY Trend: | → Stable for the last quarter |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 3.9/5 Google Play Rating: 3.4/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 90213) |
| Affiliation: | ZYNLO® is a registered trademark of PeoplesBank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
Calculate Savings for Zynlo Bank
Tomorrow Savings Account (APY: 4.35%)
Total savings breakdown:
- Interest earned: $1,712.9 (10.90%)
- Total contributions: $13,000 (82.73%)
- Initial deposit: $1,000 (6.36%)
Your total balance
$15,712.90
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
10. EverBank
Savings Account: Performance Savings
Top APY: 4.30%
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.30% (8/15/2025) |
| APY Trend: | → Stable for the last quarter |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 2.3/5 Google Play Rating: 2.8/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 34775) |
| Affiliation: | Formerly known as TIAA Bank (sale completed 1 Aug, 2023) |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | 11 locations in Florida and California |
Calculate Savings for EverBank
Performance Savings (APY: 4.30%)
Total savings breakdown:
- Interest earned: $1,692.2 (10.78%)
- Total contributions: $13,000 (82.84%)
- Initial deposit: $1,000 (6.37%)
Your total balance
$15,692.20
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
11. My Banking Direct
Savings Account: High Yield Savings Account
Top APY: 4.30%
Minimum Deposit: $500
Minimum Balance for APY: $1
| Feature | Details |
|---|---|
| APY: | 4.30% (8/15/2025) |
| APY Trend: | ↘︎ -0.10% QoQ |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.7/5 Google Play Rating: 4.4/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | N/A |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 32541) |
| Affiliation: | My Banking Direct is a service of Flagstar Bank N.A. (subsidiary of Flagstar Financial, Inc., formerly New York Community Bancorp, Inc., dating back to 1859) |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited. |
| Branches: | None. You cannot make use of Flagstar Bank's branches. |
Calculate Savings for My Banking Direct
High Yield Savings Account (APY: 4.30%)
Total savings breakdown:
- Interest earned: $1,692.2 (10.78%)
- Total contributions: $13,000 (82.84%)
- Initial deposit: $1,000 (6.37%)
Your total balance
$15,692.20
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
12. Western Alliance Bank
Savings Account: High-Yield Savings Premier
Top APY: 4.30%
Minimum Deposit: $500
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.30% (8/15/2025) |
| APY Trend: | ↗︎ +0.05% MoM |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 1.4/5 Google Play Rating: 2.5/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Monthly |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 57512) |
| Affiliation: | Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation (NYSE:WAL) |
| Better Business Bureau (BBB): | BBB Rating: N/A |
| Branches: | 2 locations in Arizona and Ohio |
Calculate Savings for Western Alliance Bank
High-Yield Savings Premier (APY: 4.30%)
Total savings breakdown:
- Interest earned: $1,692.2 (10.78%)
- Total contributions: $13,000 (82.84%)
- Initial deposit: $1,000 (6.37%)
Your total balance
$15,692.20
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
13. Bread Savings
Savings Account: High-Yield Savings Account
Top APY: 4.25%
Minimum Deposit: $100
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.25% (8/15/2025) |
| APY Trend: | ↘︎ -0.05% QoQ |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.6/5 Google Play Rating: 4.4/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 57570) |
| Affiliation: | Bread Financial Holdings, Inc. (NYSE: BFH), until 2022 known as Alliance Data Systems Corporation. All deposit products are provided by Comenity Capital Bank, a Utah state-chartered bank and a Bread Financial company. |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited (Comenity Capital Bank) |
| Branches: | None |
Calculate Savings for Bread Savings
High-Yield Savings Account (APY: 4.25%)
Total savings breakdown:
- Interest earned: $1,671.4 (10.67%)
- Total contributions: $13,000 (82.95%)
- Initial deposit: $1,000 (6.38%)
Your total balance
$15,671.40
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
14. Forbright Bank
Savings Account: Growth Savings
Top APY: 4.25%
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.25% (8/15/2025) |
| APY Trend: | → Stable for the last quarter |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.8/5 Google Play Rating: 4.6/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 57614) |
| Affiliation: | Forbright Bank was rebranded from Congressional Bank, Member FDIC, effective January 19, 2022 |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited |
| Branches: | Locations in the Washington D.C. area (Maryland and Virginia) |
Calculate Savings for Forbright Bank
Growth Savings (APY: 4.25%)
Total savings breakdown:
- Interest earned: $1,671.4 (10.67%)
- Total contributions: $13,000 (82.95%)
- Initial deposit: $1,000 (6.38%)
Your total balance
$15,671.40
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
15. Bask Bank
Savings Account: Interest Savings Account
Top APY: 4.20%
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.20% (8/15/2025) |
| APY Trend: | → Stable for the last quarter |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.7/5 Google Play Rating: 4.5/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 34383) |
| Affiliation: | Bask Bank is a division of Texas Capital Bank |
| Better Business Bureau (BBB): | BBB Rating: B Not BBB Accredited |
| Branches: | None |
Calculate Savings for Bask Bank
Interest Savings Account (APY: 4.20%)
Total savings breakdown:
- Interest earned: $1,650.7 (10.55%)
- Total contributions: $13,000 (83.06%)
- Initial deposit: $1,000 (6.39%)
Your total balance
$15,650.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
16. Jenius Bank
Savings Account: Jenius Savings
Top APY: 4.20%
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.20% (8/15/2025) |
| APY Trend: | → Stable for the last quarter |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.1/5 Google Play Rating: 3.7/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 18618) |
| Affiliation: | Jenus Bank is the digital banking division of SMBC MANUBANK and a member of the Sumitomo Mitsui Banking Corporation, Inc., initialed SMBC Group (NYSE: SMFG). |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | None |
Calculate Savings for Jenius Bank
Jenius Savings (APY: 4.20%)
Total savings breakdown:
- Interest earned: $1,650.7 (10.55%)
- Total contributions: $13,000 (83.06%)
- Initial deposit: $1,000 (6.39%)
Your total balance
$15,650.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
17. LendingClub
Savings Account: LevelUp Savings
Top APY: 4.20%
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 3.20% - 4.20% (8/15/2025) |
| APY Trend: | ↘︎ -0.20% QoQ |
| Note: | The advertised "LevelUp Rate" APY of 4.20% is only available if you deposit $250+ into the account each month. Otherwise the "Standard Rate" of 3.20% applies. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.8/5 Google Play Rating: 4.6/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 32551) |
| Affiliation: | LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited. |
| Branches: | None |
Calculate Savings for LendingClub
LevelUp Savings (APY: 3.20% ⎼ 4.20%)
Total savings breakdown:
- Interest earned: $1,650.7 (10.55%)
- Total contributions: $13,000 (83.06%)
- Initial deposit: $1,000 (6.39%)
Your total balance
$15,650.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
18. Openbank
Savings Account: High-Yield Savings Account
Top APY: 4.20%
Minimum Deposit: $500
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.20% (8/15/2025) |
| APY Trend: | ↘︎ -0.10% MoM/-0.20% QoQ |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 3.4/5 Google Play Rating: 4.0/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Monthly |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 29950) |
| Affiliation: | Openbank is a division of Santander Bank, N.A. |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | None |
Calculate Savings for Openbank
High-Yield Savings Account (APY: 4.20%)
Total savings breakdown:
- Interest earned: $1,650.7 (10.55%)
- Total contributions: $13,000 (83.06%)
- Initial deposit: $1,000 (6.39%)
Your total balance
$15,650.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
19. Primis Bank
Savings Account: Primis Savings Account
Top APY: 4.20%
Minimum Deposit: $1
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.20% (8/15/2025) |
| APY Trend: | ↘︎ -0.15% MoM |
| Note: | Primis deposit accounts are not available in Puerto Rico or other US territories. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.6/5 Google Play Rating: 4.5/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Monthly |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 57968) |
| Affiliation: | Primis Financial Corp. (Nasdaq: FRST) is the holding company for Primis Bank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | Locations in Virginia |
Calculate Savings for Primis Bank
Primis Savings Account (APY: 4.20%)
Total savings breakdown:
- Interest earned: $1,650.7 (10.55%)
- Total contributions: $13,000 (83.06%)
- Initial deposit: $1,000 (6.39%)
Your total balance
$15,650.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
20. RBMAX
Savings Account: Max Interest Savings
Top APY: 4.15%
Minimum Deposit: $10
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.15% (8/15/2025) |
| APY Trend: | → Stable for the last quarter |
| Note: | The 4.15% APY is capped at $249,999.99, after which it drops substantially. |
| Maintenance Fee: | $0 with electronic statements |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.8/5 Google Play Rating: 4.3/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Monthly |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 23627) |
| Affiliation: | RBMAX is a division of Republic Bank & Trust Company |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited |
| Branches: | None |
Calculate Savings for RBMAX
Max Interest Savings (APY: 4.15%)
Total savings breakdown:
- Interest earned: $1,630 (10.43%)
- Total contributions: $13,000 (83.17%)
- Initial deposit: $1,000 (6.40%)
Your total balance
$15,630.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.