(No-Fuss) High-Yield Savings Accounts
No or Low Minimums & Fees

Many FDIC-insured
high-yield savings accounts offer high rates, but come with conditions attached. If you prefer simplicity, we've selected "no-fuss" accounts featuring:
  • ✅ No/Low minimum deposit or balance requirements (up to $500)
  • ✅ No direct deposit requirements
  • ✅ No checking account required

Top "No-Fuss" Savings Rates on June 20, 2025

The high-yield savings accounts below are ranked solely by APY, or Annual Percentage Yield

TIP: Use the drop-down filters above to narrow the selection.

1. Neighbors Bank

Savings Account: Neighbors Savings Account

Top APY: 4.60%

Minimum Deposit: $0

Minimum Balance for APY: $0

2. Pibank

Savings Account: Pibank Savings

Top APY: 4.60%

Minimum Deposit: $0

Minimum Balance for APY: $0.01

3. Fitness Bank

Savings Account: Fitness Savings Account

Top APY: 4.55%

Minimum Deposit: $100

Minimum Balance for APY: $100

4. Peak Bank

Savings Account: Envision High Yield Savings

Top APY: 4.44%

Minimum Deposit: $100

Minimum Balance for APY: N/A

5. LendingClub

Savings Account: LevelUp Savings

Top APY: 4.40%

Minimum Deposit: $0

Minimum Balance for APY: $0

6. FVCbank

Savings Account: Advantage Direct Savings

Top APY: 4.35%↘︎

Minimum Deposit: $500

Minimum Balance for APY: $500

7. Newtek Bank

Savings Account: Personal High Yield Savings

Top APY: 4.35%

Minimum Deposit: $0

Minimum Balance for APY: $0.01

8. Primis Bank

Savings Account: Primis Savings Account

Top APY: 4.35%

Minimum Deposit: $1

Minimum Balance for APY: $0

9. Zynlo Bank

Savings Account: Tomorrow Savings Account

Top APY: 4.35%

Minimum Deposit: $10

Minimum Balance for APY: $0.01

10. Bread Savings

Savings Account: High-Yield Savings Account

Top APY: 4.30%

Minimum Deposit: $100

Minimum Balance for APY: $0

11. EverBank

Savings Account: Performance Savings

Top APY: 4.30%

Minimum Deposit: $0

Minimum Balance for APY: $0

12. My Banking Direct

Savings Account: High Yield Savings Account

Top APY: 4.30%↘︎

Minimum Deposit: $500

Minimum Balance for APY: $1

13. Openbank

Savings Account: High-Yield Savings Account

Top APY: 4.30%↘︎

Minimum Deposit: $500

Minimum Balance for APY: $0

14. Western Alliance Bank

Savings Account: High-Yield Savings Premier

Top APY: 4.30%

Minimum Deposit: $500

Minimum Balance for APY: $0

15. Evergreen Bank Group

Savings Account: High-Yield Online Savings

Top APY: 4.25%

Minimum Deposit: $100

Minimum Balance for APY: $0

16. Forbright Bank

Savings Account: Growth Savings

Top APY: 4.25%

Minimum Deposit: $0

Minimum Balance for APY: $0

17. Bask Bank

Savings Account: Interest Savings Account

Top APY: 4.20%

Minimum Deposit: $0

Minimum Balance for APY: $0

18. Colorado Federal Savings Bank

Savings Account: High Yield Savings

Top APY: 4.20%

Minimum Deposit: $1

Minimum Balance for APY: $1

19. Jenius Bank

Savings Account: Jenius Savings

Top APY: 4.20%

Minimum Deposit: $0

Minimum Balance for APY: $0

20. Valley Direct

Savings Account: High-Yield Savings Account

Top APY: 4.20%↘︎

Minimum Deposit: $1

Minimum Balance for APY: $0.01