Top High-Yield Savings Accounts Rates
With Low Minimums, No Fees
By Aviel Fahl|Last Updated: November 15, 2025
Many FDIC-insured high-yield savings accounts offer high rates, but come with conditions attached. If you prefer simplicity, we've selected Banksparency's "core" accounts featuring:- → No/Low minimum deposit or balance requirements (up to $1,000)
- → No direct deposit requirements
- → No checking account required
Top Savings Rates as of November 15, 2025
We earn a commission if you open an account through some links on this page.
TIP: Use the drop-down filters above to narrow the selection.
1. Pibank
Savings Account: Pibank Savings
Top APY: 4.60%
Minimum Deposit: $0
Minimum Balance for APY: $0.01
| Feature | Details |
|---|---|
| APY: | 4.60% (rate verified Nov 15, 2025) |
| APY Trend: | → Stable for the last quarter |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 2.4/5 Google Play Rating: 1.8/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 25258) |
| Affiliation: | Pibank is a brand of Intercredit Bank, N.A. |
| Better Business Bureau (BBB): | BBB Rating: A Not BBB Accredited |
| Branches: | None |
Calculate Savings for Pibank
Pibank Savings (APY: 4.60%)
Total savings breakdown:
- Interest earned: $1,817.2 (11.49%)
- Total contributions: $13,000 (82.19%)
- Initial deposit: $1,000 (6.32%)
Your total balance
$15,817.20
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
2. Neighbors Bank
Savings Account: Neighbors Savings Account
Top APY: 4.50%
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.50% (rate verified Nov 15, 2025) |
| APY Trend: | ↘︎ -0.10% QoQ |
| Note: | Balances up to $250,000 earn 4.50% APY. Anything above will earn 0.05% APY. |
| Maintenance Fee: | $0 |
| Online Only: | No |
| Mobile Apps: | App Store Rating: 3.3/5 Google Play Rating: 4.4/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | N/A |
| Eligibility: | Not available in Delaware. |
| Deposit Insurance: | FDIC (Cert: 16247) |
| Affiliation: | N/A |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited |
| Branches: | One location in Columbia, Missouri |
Calculate Savings for Neighbors Bank
Neighbors Savings Account (APY: 4.50%)
Total savings breakdown:
- Interest earned: $1,775.4 (11.25%)
- Total contributions: $13,000 (82.41%)
- Initial deposit: $1,000 (6.34%)
Your total balance
$15,775.40
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
3. Fitness Bank
Savings Account: Fitness Savings Account
Top APY: 4.45%
Minimum Deposit: $100
Minimum Balance for APY: $100
| Feature | Details |
|---|---|
| APY: | 4.45% (rate verified Nov 15, 2025) |
| APY Trend: | ↘︎ -0.05% QoQ |
| Note: | This is a tiered account. To earn the highest tier you must track at least 12,500 avg. daily steps using the FitnessBank Step Tracker app as well as maintain a balance of $100. Failure to do so will result in a lower APY. See bank for more details and all tiers. |
| Maintenance Fee: | $10. Waived for average daily balances > $100 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 1.7/5 Google Play Rating: N/A |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 29510) |
| Affiliation: | FitnessBank is a division of Affinity Bank (formerly Atlanta Business Bank). Newton Federal is also a division of Affinity Bank and the same company. Affinity Bancshares INC (Nasdaq: AFBI) serves as the holding company |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
Calculate Savings for Fitness Bank
Fitness Savings Account (APY: 4.45%)
Total savings breakdown:
- Interest earned: $1,754.6 (11.14%)
- Total contributions: $13,000 (82.52%)
- Initial deposit: $1,000 (6.35%)
Your total balance
$15,754.60
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
4. TIMBR
Savings Account: Premium Savings Account
Top APY: 4.40%
Minimum Deposit: $1,000
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.40% (rate verified Nov 15, 2025) |
| APY Trend: | → Stable for the last quarter |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: N/A Google Play Rating: N/A |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 58210) |
| Affiliation: | TIMBR is a division of Bridgewater Bank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
Calculate Savings for TIMBR
Premium Savings Account (APY: 4.40%)
Total savings breakdown:
- Interest earned: $1,733.7 (11.02%)
- Total contributions: $13,000 (82.63%)
- Initial deposit: $1,000 (6.36%)
Your total balance
$15,733.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
5. Newtek Bank
Savings Account: Personal High Yield Savings
Top APY: 4.35%
Minimum Deposit: $0.01
Minimum Balance for APY: $0.01
| Feature | Details |
|---|---|
| APY: | 4.35% (rate verified Nov 15, 2025) |
| APY Trend: | → Stable for the last quarter |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.5/5 Google Play Rating: 4.2/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 18734) |
| Affiliation: | NewtekOne (NASDAQ: NEWT) |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited |
| Branches: | None |
Calculate Savings for Newtek Bank
Personal High Yield Savings (APY: 4.35%)
Total savings breakdown:
- Interest earned: $1,712.9 (10.90%)
- Total contributions: $13,000 (82.73%)
- Initial deposit: $1,000 (6.36%)
Your total balance
$15,712.90
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
6. Vio Bank
Savings Account: Online Savings Account
Top APY: 4.21%
Minimum Deposit: $100
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.21% (rate verified Nov 15, 2025) |
| APY Trend: | N/A |
| Maintenance Fee: | $0, if electronic statements selected, otherwise $5 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.6/5 Google Play Rating: 3.3/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 4063) |
| Affiliation: | Vio Bank is a division of MidFirst Bank |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited |
| Branches: | None |
Calculate Savings for Vio Bank
Online Savings Account (APY: 4.21%)
Total savings breakdown:
- Interest earned: $1,654.8 (10.57%)
- Total contributions: $13,000 (83.04%)
- Initial deposit: $1,000 (6.39%)
Your total balance
$15,654.80
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
7. Bread Savings
Savings Account: High-Yield Savings Account
Top APY: 4.20%
Minimum Deposit: $100
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.20% (rate verified Nov 15, 2025) |
| APY Trend: | ↘︎ -0.05% QoQ |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.7/5 Google Play Rating: 4.4/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 57570) |
| Affiliation: | Bread Financial Holdings, Inc. (NYSE: BFH), until 2022 known as Alliance Data Systems Corporation. All deposit products are provided by Comenity Capital Bank, a Utah state-chartered bank and a Bread Financial company. |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited (Information provided is for Comenity Capital Bank) |
| Branches: | None |
Calculate Savings for Bread Savings
High-Yield Savings Account (APY: 4.20%)
Total savings breakdown:
- Interest earned: $1,650.7 (10.55%)
- Total contributions: $13,000 (83.06%)
- Initial deposit: $1,000 (6.39%)
Your total balance
$15,650.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
8. Jenius Bank
Savings Account: Jenius Savings
Top APY: 4.20%
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.20% (rate verified Nov 15, 2025) |
| APY Trend: | → Stable for the last quarter |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.1/5 Google Play Rating: 3.7/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 18618) |
| Affiliation: | Jenus Bank is the digital banking division of SMBC MANUBANK and a member of the Sumitomo Mitsui Banking Corporation, Inc., initialed SMBC Group (NYSE: SMFG). |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | None |
Calculate Savings for Jenius Bank
Jenius Savings (APY: 4.20%)
Total savings breakdown:
- Interest earned: $1,650.7 (10.55%)
- Total contributions: $13,000 (83.06%)
- Initial deposit: $1,000 (6.39%)
Your total balance
$15,650.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
9. LendingClub
Savings Account: LevelUp Savings
Top APY: 4.20%
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 3.20% - 4.20% (rate verified Nov 15, 2025) |
| APY Trend: | → Stable for the last quarter |
| Note: | The advertised "LevelUp Rate" APY of 4.20% is only available if you deposit $250+ into the account each month. Otherwise the "Standard Rate" of 3.20% applies. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.8/5 Google Play Rating: 4.6/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 32551) |
| Affiliation: | LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | None |
Calculate Savings for LendingClub
LevelUp Savings (APY: 3.20% ⎼ 4.20%)
Total savings breakdown:
- Interest earned: $1,650.7 (10.55%)
- Total contributions: $13,000 (83.06%)
- Initial deposit: $1,000 (6.39%)
Your total balance
$15,650.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
10. Openbank
Savings Account: High-Yield Savings Account
Top APY: 4.20%
Minimum Deposit: $500
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.20% (rate verified Nov 15, 2025) |
| APY Trend: | → Stable for the last quarter |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 3.2/5 Google Play Rating: 3.2/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Monthly |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 29950) |
| Affiliation: | Openbank is a division of Santander Bank, N.A. |
| Better Business Bureau (BBB): | BBB Rating: Not Rated Not BBB Accredited |
| Branches: | None |
Calculate Savings for Openbank
High-Yield Savings Account (APY: 4.20%)
Total savings breakdown:
- Interest earned: $1,650.7 (10.55%)
- Total contributions: $13,000 (83.06%)
- Initial deposit: $1,000 (6.39%)
Your total balance
$15,650.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
11. Peak Bank
Savings Account: Envision High Yield Savings
Top APY: 4.20%
Minimum Deposit: $100
Minimum Balance for APY: N/A
| Feature | Details |
|---|---|
| APY: | 4.20% (rate verified Nov 15, 2025) |
| APY Trend: | ↘︎ -0.15% QoQ |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.8/5 Google Play Rating: 4.6/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 58095) |
| Affiliation: | Peak Bank is a division of Idaho First Bank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | None |
Calculate Savings for Peak Bank
Envision High Yield Savings (APY: 4.20%)
Total savings breakdown:
- Interest earned: $1,650.7 (10.55%)
- Total contributions: $13,000 (83.06%)
- Initial deposit: $1,000 (6.39%)
Your total balance
$15,650.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
12. Zynlo Bank
Savings Account: Tomorrow Savings Account
Top APY: 4.20%
Minimum Deposit: $10
Minimum Balance for APY: $0.01
| Feature | Details |
|---|---|
| APY: | 4.20% (rate verified Nov 15, 2025) |
| APY Trend: | ↘︎ -0.15% QoQ |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.0/5 Google Play Rating: 3.5/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 90213) |
| Affiliation: | ZYNLO® is a registered trademark of PeoplesBank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
Calculate Savings for Zynlo Bank
Tomorrow Savings Account (APY: 4.20%)
Total savings breakdown:
- Interest earned: $1,650.7 (10.55%)
- Total contributions: $13,000 (83.06%)
- Initial deposit: $1,000 (6.39%)
Your total balance
$15,650.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
13. Wealthfront
Savings Account: Cash Account
Top APY: 4.15%
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 3.50% - 4.15% (rate verified Nov 14, 2025) |
| APY Trend: | N/A |
| Note: | Wealthfront is not a bank but a financial services company. It is FDIC-insured through its many partner banks. New clients get an APY of 4.15% for 3 months, after which the 3.50% APY applies. See terms at Wealthfront. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.8/5 Google Play Rating: 4.9/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC |
| Affiliation: | N/A |
| Better Business Bureau (BBB): | BBB Rating: F Not BBB Accredited |
| Branches: | None |
Calculate Savings for Wealthfront
Cash Account (APY: 3.50% ⎼ 4.15%)
Total savings breakdown:
- Interest earned: $1,630 (10.43%)
- Total contributions: $13,000 (83.17%)
- Initial deposit: $1,000 (6.40%)
Your total balance
$15,630.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
14. Valley Direct
Savings Account: High-Yield Savings Account
Top APY: 4.10%
Minimum Deposit: $1,000
Minimum Balance for APY: $0.01
| Feature | Details |
|---|---|
| APY: | 4.10% (rate verified Nov 15, 2025) |
| APY Trend: | ↘︎ -0.20% QoQ |
| Note: | Promo. Eligibility restricted to new customers. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.8/5 Google Play Rating: 4.5/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | Only for new customers. Existing Valley Bank or Valley Direct customers may open a savings account with a somewhat lower rate. |
| Deposit Insurance: | FDIC (Cert: 9396) |
| Affiliation: | Valley National Bank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | After opening online, your accounts can be serviced at one of the Valley branch locations in NJ, NY, FL and AL. |
Calculate Savings for Valley Direct
High-Yield Savings Account (APY: 4.10%)
Total savings breakdown:
- Interest earned: $1,609.3 (10.31%)
- Total contributions: $13,000 (83.28%)
- Initial deposit: $1,000 (6.41%)
Your total balance
$15,609.30
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
15. Elevault
Savings Account: High Yield Savings Account
Top APY: 4.08%
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.08% (rate verified Nov 15, 2025) |
| APY Trend: | ↘︎ -0.26% MoM/-0.52% QoQ |
| Note: | The 4.08% APY is up to $250,000. Balances above that earn no interest. Daily deposit limit is $2,500. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 3.7/5 Google Play Rating: 4.0/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 1528) |
| Affiliation: | Elevault is a product by Southern Bancorp Bank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
Calculate Savings for Elevault
High Yield Savings Account (APY: 4.08%)
Total savings breakdown:
- Interest earned: $1,601.1 (10.26%)
- Total contributions: $13,000 (83.33%)
- Initial deposit: $1,000 (6.41%)
Your total balance
$15,601.10
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
16. EverBank
Savings Account: Performance Savings
Top APY: 4.05%
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.05% (rate verified Nov 15, 2025) |
| APY Trend: | ↘︎ -0.25% QoQ |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 2.3/5 Google Play Rating: 1.5/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 34775) |
| Affiliation: | Formerly known as TIAA Bank (sale completed 1 Aug, 2023) |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | 11 locations in Florida and California |
Calculate Savings for EverBank
Performance Savings (APY: 4.05%)
Total savings breakdown:
- Interest earned: $1,588.7 (10.19%)
- Total contributions: $13,000 (83.39%)
- Initial deposit: $1,000 (6.41%)
Your total balance
$15,588.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
17. Western Alliance Bank
Savings Account: High-Yield Savings Premier
Top APY: 4.05%
Minimum Deposit: $500
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.05% (rate verified Nov 15, 2025) |
| APY Trend: | ↘︎ -0.05% MoM/-0.25% QoQ |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 1.4/5 Google Play Rating: 2.4/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Monthly |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 57512) |
| Affiliation: | Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation (NYSE:WAL) |
| Better Business Bureau (BBB): | BBB Rating: A- Not BBB Accredited (Information provided is for Alliance Association Bank, a trade name of Western Alliance Bank) |
| Branches: | 2 locations in Arizona and Ohio |
Calculate Savings for Western Alliance Bank
High-Yield Savings Premier (APY: 4.05%)
Total savings breakdown:
- Interest earned: $1,588.7 (10.19%)
- Total contributions: $13,000 (83.39%)
- Initial deposit: $1,000 (6.41%)
Your total balance
$15,588.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
18. My Banking Direct
Savings Account: High Yield Savings Account
Top APY: 4.02%
Minimum Deposit: $500
Minimum Balance for APY: $1
| Feature | Details |
|---|---|
| APY: | 4.02% (rate verified Nov 15, 2025) |
| APY Trend: | ↘︎ -0.09% WoW/-0.18% MoM/-0.28% QoQ |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.7/5 Google Play Rating: 4.3/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | N/A |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 32541) |
| Affiliation: | My Banking Direct is a service of Flagstar Bank N.A. (subsidiary of Flagstar Financial, Inc., formerly New York Community Bancorp, Inc., dating back to 1859) |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | None. You cannot make use of Flagstar Bank's branches. |
Calculate Savings for My Banking Direct
High Yield Savings Account (APY: 4.02%)
Total savings breakdown:
- Interest earned: $1,576.3 (10.12%)
- Total contributions: $13,000 (83.46%)
- Initial deposit: $1,000 (6.42%)
Your total balance
$15,576.30
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
19. Axos Bank
Savings Account: Summit Savings
Top APY: 4.00%
Minimum Deposit: $0
Minimum Balance for APY: $0
| Feature | Details |
|---|---|
| APY: | 4.00% (rate verified Nov 15, 2025) |
| APY Trend: | → Stable for the last quarter |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.7/5 Google Play Rating: 4.5/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 35546) |
| Affiliation: | Holding company of Axos Financial, Inc. (NYSE: AX) |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited |
| Branches: | None |
Calculate Savings for Axos Bank
Summit Savings (APY: 4.00%)
Total savings breakdown:
- Interest earned: $1,568.1 (10.07%)
- Total contributions: $13,000 (83.50%)
- Initial deposit: $1,000 (6.42%)
Your total balance
$15,568.10
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
20. Colorado Federal Savings Bank
Savings Account: High Yield Savings
Top APY: 4.00%
Minimum Deposit: $1
Minimum Balance for APY: $1
| Feature | Details |
|---|---|
| APY: | 4.00% (rate verified Nov 15, 2025) |
| APY Trend: | ↘︎ -0.10% QoQ |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.5/5 Google Play Rating: N/A |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| Deposit Insurance: | FDIC (Cert: 33111) |
| Affiliation: | N/A |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | None |
Calculate Savings for Colorado Federal Savings Bank
High Yield Savings (APY: 4.00%)
Total savings breakdown:
- Interest earned: $1,568.1 (10.07%)
- Total contributions: $13,000 (83.50%)
- Initial deposit: $1,000 (6.42%)
Your total balance
$15,568.10
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.