Quontic Bank vs. Vio Bank
High-Yield Savings Account Comparison
By Aviel Fahl|Last Updated: November 12, 2025
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Summary of Quontic Bank vs. Vio Bank
Key Metrics at a Glance
| Feature | Quontic Bank | Vio Bank |
|---|---|---|
| Top Savings APY | 3.75% High Yield Savings | 4.21% Online Savings Account |
| Minimum to Open | $100 | $100 |
| Minimum Balance for Top APY | $0 | $0 |
Quontic Bank
Strengths
- Quontic Bank has a high App Store rating of 4.8.
- No maintenance fees for Quontic Bank's High Yield Savings account.
Potential Drawbacks
- Quontic Bank's current APY is 3.75%, lower than Vio Bank's 4.21%.
- Quontic Bank is not BBB Accredited.
Vio Bank
Strengths
- Vio Bank offers a higher APY of 4.21% for its Online Savings Account.
- Vio Bank is BBB Accredited.
Potential Drawbacks
- Vio Bank has a lower App Store rating of 4.6 compared to Quontic Bank.
- Vio Bank has a Google Play rating of 3.3, lower than Quontic Bank's 4.8.
→ As of November 12, 2025 Quontic Bank offers an APY of 3.75% for its High Yield Savings account, with a minimum balance of $0, compared to Vio Bank's 4.21% APY for its Online Savings Account, with a minimum balance of $0.
→ Vio Bank yields $46 more than Quontic Bank on a $10,000 balance after one year. Quontic Bank pays $375, while Vio Bank pays $421 - an APY advantage for Vio Bank.
Calculate Savings Growth for Quontic Bank vs Vio Bank
Quontic Bank - High Yield Savings
Total savings breakdown:
- Interest earned: $2,273.8 (11.22%)
- Total contributions: $13,000 (64.12%)
- Initial deposit: $5,000 (24.66%)
Your total balance
$20,273.80
Total balance: $20,273.8
Earnings: $2,273.8
Bank OverviewVio Bank - Online Savings Account
Total savings breakdown:
- Interest earned: $2,570.8 (12.50%)
- Total contributions: $13,000 (63.20%)
- Initial deposit: $5,000 (24.31%)
Your total balance
$20,570.80
Total balance: $20,570.8
Earnings: $2,570.8
Bank OverviewWith a $5,000 initial deposit and $13,000 in total contributions over 5 years, Quontic Bank's total earnings would be $297 lower than Vio Bank's total earnings.
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Compare Quontic Bank's vs Vio Bank's Savings Accounts
| Quontic Bank | Vio Bank | ||
|---|---|---|---|
| Product | High Yield Savings | vs | Online Savings Account |
| APY | 3.75% (as of 11/12/2025) | 4.21% (as of 11/12/2025) | |
| Bundled Account | No | No | |
| FDIC-insured | Yes | Yes | |
| Online Only | Yes | Yes | |
| Compound Frequency | Daily | Daily | |
| Minimum Deposit | $100 | $100 | |
| Minimum Balance for APY | $0 | $0 | |
| Maintenance Fee | $0 | $0, if electronic statements selected, otherwise $5 | |
| Direct Deposit Required | No | No | |
| App Store Rating | 4.8/5 | 4.6/5 | |
| Google Play Rating | 4.8/5 | 3.3/5 | |
| BBB Rating | A+ | A+ |
No historical data available.