Ivy Bank vs. Quontic Bank
High-Yield Savings Account Comparison
By Aviel Fahl|Last Updated: November 12, 2025
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Summary of Ivy Bank vs. Quontic Bank
Key Metrics at a Glance
| Feature | Ivy Bank | Quontic Bank |
|---|---|---|
| Top Savings APY | 4.25% High-Yield Savings Account | 3.75% High Yield Savings |
| Minimum to Open | $2,500 | $100 |
| Minimum Balance for Top APY | $2,500 | $0 |
Ivy Bank
Strengths
- Ivy Bank offers a higher APY of 4.25% compared to Quontic Bank's 3.75%.
- Ivy Bank has no minimum balance requirement for its high-yield savings account.
- Ivy Bank's App Store rating is 4.7, slightly lower than Quontic Bank's.
Potential Drawbacks
- Ivy Bank has no branches for banking services.
- Ivy Bank's Google Play rating is only 3.5, significantly lower than Quontic Bank's 4.8.
- Ivy Bank's minimum deposit requirement is $2,500, higher than Quontic Bank's $100.
Quontic Bank
Strengths
- Quontic Bank has a lower minimum deposit requirement of $100.
- Quontic Bank offers a higher Google Play rating of 4.8 compared to Ivy Bank's 3.5.
- Quontic Bank has no minimum balance requirement for its high-yield savings account.
Potential Drawbacks
- Quontic Bank's APY of 3.75% is lower than Ivy Bank's 4.25%.
- Quontic Bank has no branches for banking services.
- Quontic Bank's App Store rating is slightly higher at 4.8, but not as high as Ivy Bank's.
→ As of November 12, 2025 Ivy Bank offers an APY of 4.25% for its High-Yield Savings Account, with a minimum balance of $2,500, compared to Quontic Bank's 3.75% APY for its High Yield Savings account, with a minimum balance of $0.
→ Ivy Bank yields $50 more than Quontic Bank on a $10,000 balance after one year. Ivy Bank pays $425, while Quontic Bank pays $375 - an APY advantage for Ivy Bank.
Calculate Savings Growth for Ivy Bank vs Quontic Bank
Ivy Bank - High-Yield Savings Account
Total savings breakdown:
- Interest earned: $2,596.8 (12.61%)
- Total contributions: $13,000 (63.12%)
- Initial deposit: $5,000 (24.28%)
Your total balance
$20,596.80
Total balance: $20,596.8
Earnings: $2,596.8
Bank OverviewQuontic Bank - High Yield Savings
Total savings breakdown:
- Interest earned: $2,273.8 (11.22%)
- Total contributions: $13,000 (64.12%)
- Initial deposit: $5,000 (24.66%)
Your total balance
$20,273.80
Total balance: $20,273.8
Earnings: $2,273.8
Bank OverviewWith a $5,000 initial deposit and $13,000 in total contributions over 5 years, Ivy Bank's total earnings would be $323 higher than Quontic Bank's total earnings.
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Compare Ivy Bank's vs Quontic Bank's Savings Accounts
| Ivy Bank | Quontic Bank | ||
|---|---|---|---|
| Product | High-Yield Savings Account | vs | High Yield Savings |
| APY | 0.05% - 4.25% (as of 11/12/2025) | 3.75% (as of 11/12/2025) | |
| Bundled Account | No | No | |
| FDIC-insured | Yes | Yes | |
| Online Only | Yes | Yes | |
| Compound Frequency | Daily | Daily | |
| Minimum Deposit | $2,500 | $100 | |
| Minimum Balance for APY | $2,500 | $0 | |
| Maintenance Fee | $0 | $0 | |
| Direct Deposit Required | No | No | |
| Eligibility | Residents of California and U.S. Territories (except District of Columbia) are ineligible to apply. | United States | |
| App Store Rating | 4.7/5 | 4.8/5 | |
| Google Play Rating | 3.5/5 | 4.8/5 | |
| BBB Rating | A- | A+ |
No historical data available.