Fvcbank vs. Vio Bank
High-Yield Savings Account Comparison
By Aviel Fahl|Last Updated: November 12, 2025
We earn a commission if you open an account through some links on this page.
Summary of FVCbank vs. Vio Bank
Key Metrics at a Glance
| Feature | FVCbank | Vio Bank |
|---|---|---|
| Top Savings APY | 3.85% Advantage Direct Savings | 4.21% Online Savings Account |
| Minimum to Open | $500 | $100 |
| Minimum Balance for Top APY | $500 | $0 |
FVCbank
Strengths
- FVCbank offers a competitive APY of 3.85%, though it decreased from 4.10% in the last 30 days.
- FVCbank has no maintenance fees for its Advantage Direct Savings account.
- FVCbank's App Store rating is 4.4, indicating solid customer satisfaction.
Potential Drawbacks
- FVCbank has a higher minimum deposit requirement of $500 compared to Vio Bank.
- FVCbank's Google Play rating is lower at 3.6 compared to Vio Bank's 3.3.
- FVCbank does not have any physical branches.
Vio Bank
Strengths
- Vio Bank offers a higher APY of 4.21% for its Online Savings Account.
- Vio Bank has a lower minimum deposit requirement of $100.
- Vio Bank is BBB Accredited, enhancing its trustworthiness.
Potential Drawbacks
- Vio Bank charges a $5 maintenance fee unless electronic statements are selected.
- Vio Bank's Google Play rating is lower at 3.3 compared to FVCbank's 3.6.
- Vio Bank has no physical branches.
→ As of November 12, 2025 FVCbank offers an APY of 3.85% for its Advantage Direct Savings account, with a minimum balance of $500, compared to Vio Bank's 4.21% APY for its Online Savings Account, with a minimum balance of $0.
→ Vio Bank yields $36 more than FVCbank on a $10,000 balance after one year. FVCbank pays $385, while Vio Bank pays $421 - an APY advantage for Vio Bank.
Calculate Savings Growth for FVCbank vs Vio Bank
FVCbank - Advantage Direct Savings
Total savings breakdown:
- Interest earned: $2,338 (11.50%)
- Total contributions: $13,000 (63.92%)
- Initial deposit: $5,000 (24.58%)
Your total balance
$20,338.00
Total balance: $20,338
Earnings: $2,338
Bank OverviewVio Bank - Online Savings Account
Total savings breakdown:
- Interest earned: $2,570.8 (12.50%)
- Total contributions: $13,000 (63.20%)
- Initial deposit: $5,000 (24.31%)
Your total balance
$20,570.80
Total balance: $20,570.8
Earnings: $2,570.8
Bank OverviewWith a $5,000 initial deposit and $13,000 in total contributions over 5 years, FVCbank's total earnings would be $232.8 lower than Vio Bank's total earnings.
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Compare FVCbank's vs Vio Bank's Savings Accounts
| FVCbank | Vio Bank | ||
|---|---|---|---|
| Product | Advantage Direct Savings | vs | Online Savings Account |
| APY | 3.85% (as of 11/12/2025) | 4.21% (as of 11/12/2025) | |
| Bundled Account | No | No | |
| FDIC-insured | Yes | Yes | |
| Online Only | Yes | Yes | |
| Compound Frequency | N/A | Daily | |
| Minimum Deposit | $500 | $100 | |
| Minimum Balance for APY | $500 | $0 | |
| Maintenance Fee | $0 | $0, if electronic statements selected, otherwise $5 | |
| Direct Deposit Required | No | No | |
| App Store Rating | 4.4/5 | 4.6/5 | |
| Google Play Rating | 3.6/5 | 3.3/5 | |
| BBB Rating | A+ | A+ |
No historical data available.