FVCbank vs. Sallie Mae Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
FVCbank
Advantage Direct Savings
3.85%APYDec 10, 2025FDIC InsuredLow MinimumsGreat iOS AppShow Fine Print & Trends Hide Details
FVCbank
Advantage Direct Savings
Sallie Mae Bank
High-Yield Savings Account
3.90%APYDec 10, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
Sallie Mae Bank
High-Yield Savings Account
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.
FVCbank vs. Sallie Mae Bank Savings Calculator
Sallie Mae Bank earns $32.2 more than FVCbank.
FVCbank
Advantage Direct Savings
Savings Breakdown
- Interest Earned+$2,338.00(11.5%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,338.00
Sallie Mae Bank
High-Yield Savings Account
Savings Breakdown
- Interest Earned+$2,370.20(11.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,370.20
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Comparison Analysis
Comparing FVCbank vs. Sallie Mae Bank
Why FVCbank?
- ✓Higher rated iOS app (4.4 vs 1.5)
Why Sallie Mae Bank?
No distinct advantages found vs FVCbank.
Shared Benefits
Over a 1-year period, Sallie Mae Bank's High-Yield Savings Account pays $5 more interest on a $10,000 balance than FVCbank's Advantage Direct Savings.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Executive Summary
FVCbank offers a competitive Advantage Direct Savings account with an APY of 3.85%, requiring a minimum deposit and balance of $500, and has no maintenance fees. In comparison, Sallie Mae Bank's High-Yield Savings Account provides a slightly higher APY of 3.90%, with no minimum deposit or balance requirements, also featuring no maintenance fees. Both accounts are online-only and do not require direct deposit. While FVCbank's account has a higher minimum deposit requirement, Sallie Mae Bank's account may appeal to those seeking more flexibility.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both FVCbank and Sallie Mae Bank.
| Feature | FVCbank | Sallie Mae Bank |
|---|---|---|
| APY | 3.85% Verified: 12/10/2025 ↘︎ 0.50%90d Change | 3.90% Verified: 12/10/2025 Stable (90d) |
| Product Name | Advantage Direct Savings | High-Yield Savings Account |
| Minimum Deposit | $500 | $0 |
| Min. Balance for APY | $500 | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.4 Android3.6 | iOS1.5 Android1.6 |
| BBB Rating | B- | A+ |
| Next Steps |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | FVCbank | Sallie Mae Bank |
|---|---|---|
| Advantage Direct Savings | High-Yield Savings Account | |
Current APY | 3.85% | 3.90% |
Trend | Stable | Stable |
Velocity (bps/mo) | -8.4 | -0.0 |
Days Since Change | 39 | 266 |
9-Month High | 4.55% | 3.90% |
9-Month Low | 3.85% | 3.90% |
Adjustments / Mo | 0.90 | 0.00 |
Volatility Score | 0.057 | 0.000 |
How to read these metrics(Click to expand)
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