Forbright Bank vs. Vio Bank
High-Yield Savings Account Comparison
By Aviel Fahl|Last Updated: November 12, 2025
We earn a commission if you open an account through some links on this page.
Summary of Forbright Bank vs. Vio Bank
Key Metrics at a Glance
| Feature | Forbright Bank | Vio Bank |
|---|---|---|
| Top Savings APY | 4.00% Growth Savings | 4.21% Online Savings Account |
| Minimum to Open | $0 | $100 |
| Minimum Balance for Top APY | $0 | $0 |
Forbright Bank
Strengths
- Forbright Bank offers a Growth Savings account with a competitive APY of 4.00%.
- Forbright Bank has a higher App Store rating of 4.8 compared to Vio Bank's 4.6.
- Forbright Bank has physical locations in the Washington D.C. area.
Potential Drawbacks
- Forbright Bank's Bright Savings account requires a $250,000 minimum balance for the highest APY.
- Forbright Bank has a lower Google Play rating of 4.6 compared to Vio Bank's 3.3.
- Forbright Bank offers no accounts with a higher APY than 4.00%.
Vio Bank
Strengths
- Vio Bank's Online Savings Account offers a higher APY of 4.21%.
- Vio Bank has no minimum balance requirement for its Online Savings Account.
- Vio Bank has no maintenance fees if electronic statements are selected.
Potential Drawbacks
- Vio Bank has no physical branches, operating entirely online.
- Vio Bank has a lower Google Play rating of 3.3 compared to Forbright Bank's 4.6.
- Vio Bank's APY is not higher than Forbright Bank's current APY.
→ As of November 12, 2025 Forbright Bank offers an APY of 4.00% for its Growth Savings account, with a minimum balance of $0, compared to Vio Bank's 4.21% APY for its Online Savings Account, with a minimum balance of $0.
→ Vio Bank yields $21 more than Forbright Bank on a $10,000 balance after one year. Forbright Bank pays $400, while Vio Bank pays $421 - an APY advantage for Vio Bank.
→ In addition, Forbright Bank also offers 3.65% APY for the Bright Savings account.
Calculate Savings Growth for Forbright Bank vs Vio Bank
Forbright Bank - Growth Savings
Total savings breakdown:
- Interest earned: $2,434.7 (11.91%)
- Total contributions: $13,000 (63.62%)
- Initial deposit: $5,000 (24.47%)
Your total balance
$20,434.70
Total balance: $20,434.7
Earnings: $2,434.7
Bank OverviewVio Bank - Online Savings Account
Total savings breakdown:
- Interest earned: $2,570.8 (12.50%)
- Total contributions: $13,000 (63.20%)
- Initial deposit: $5,000 (24.31%)
Your total balance
$20,570.80
Total balance: $20,570.8
Earnings: $2,570.8
Bank OverviewWith a $5,000 initial deposit and $13,000 in total contributions over 5 years, Forbright Bank's total earnings would be $136.1 lower than Vio Bank's total earnings.
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Compare Forbright Bank's vs Vio Bank's Savings Accounts
| Forbright Bank | Vio Bank | ||||
|---|---|---|---|---|---|
| Product | Growth Savings | Bright Savings | Sprout Savings | vs | Online Savings Account |
| APY | 4.00% (as of 11/12/2025) | 2.75% - 3.65% (as of 11/12/2025) | 0.80% - 3.65% (as of 11/12/2025) | 4.21% (as of 11/12/2025) | |
| Bundled Account | No | No | No | No | |
| FDIC-insured | Yes | Yes | Yes | Yes | |
| Online Only | Yes | No | No | Yes | |
| Compound Frequency | Daily | Daily | Daily | Daily | |
| Minimum Deposit | $0 | $250 | $1 | $100 | |
| Minimum Balance for APY | $0 | $250,000 | $0.01 | $0 | |
| Maintenance Fee | $0 | $0 | $0 | $0, if electronic statements selected, otherwise $5 | |
| Direct Deposit Required | No | No | No | No | |
| Eligibility | United States | This account must be opened in a Forbright branch (Washington, D.C. metro area) | This account is for children under 18 years old, where the account custodian is an existing customer. It must be opened in a Forbright branch (Washington, D.C. metro area) | United States | |
| Note | This is a tiered savings account, where the highest rate is obtained by meeting a minimum balance of $250,000. A lower APY of 2.75% may be obtained with as little as $0.01 in balance. See bank for more details and all tiers. | This is a tiered savings account, where the highest rate is capped at a balance of $9,999. A lower APY of 0.80% is applied to balances above that. See bank for more details. | |||
| App Store Rating | 4.8/5 | 4.6/5 | |||
| Google Play Rating | 4.6/5 | 3.3/5 | |||
| BBB Rating | A+ | A+ | |||
No historical data available.