Forbright Bank vs. PNC
Compare rates, requirements, and features side-by-side to find the best option for you.
| Metric | Forbright BankGrowth Savings Jan 7, 2026 | PNCPNC High Yield Savings Jan 7, 2026 |
|---|---|---|
| APY | 4.00% | 3.30% |
Est. Earnings | $5,000+$200 $10,000+$400 $25,000+$1,000 | $5,000+$165 $10,000+$330 $25,000+$825 |
Min Deposit | $0 | $0 |
Snapshot view. Rates subject to change. | ||
Terms | - | Eligibility restricted to select states. |
| Features | FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppZelle® Supported | FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppIn-Person AccessZelle® Supported |
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.21% APY.
Comparison Analysis
Comparing Forbright Bank vs. PNC
As of Forbright Bank offers an APY of 4.00% for its Growth Savings account, with a minimum balance of $0, compared to PNC's 3.30% APY for its PNC High Yield Savings account, with a minimum balance of $0.
Forbright Bank pays $70 more than PNC on a $10,000 balance after one year. Forbright Bank pays $400, while PNC pays $330 - an APY advantage for Forbright Bank.
In addition, Forbright Bank also offers 3.65% APY for the Bright Savings account, with a minimum balance of $250,000, while PNC offers 0.03% APY for the Standard Savings account, with a minimum balance of $1.
Why Forbright Bank?
- ✓Higher potential APY (3.65%-4.00% vs 3.30%) on all balances
- ✓Offers 3 different high-yield savings options
- ✓Available Nationwide
Why PNC?
No distinct advantages found vs Forbright Bank.
— Key Feature Differences —
Better Returns at $10,000
Forbright BankForbright Bank's Growth Savings earns more on smaller deposits (approx. $400 vs $330/yr).
Better Returns at $25,000
Forbright BankForbright Bank's Growth Savings pulls ahead with larger amounts (approx. $1000 vs $825/yr).
Best for Simplicity
Forbright BankForbright Bank's Growth Savings offers 4.00% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, Forbright Bank's Growth Savings pays $70 more interest on a $10,000 balance than PNC's PNC High Yield Savings.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Executive Summary as of
Forbright Bank offers a standout Growth Savings account with a competitive 4.00% APY, making it a top choice for savers looking for simplicity, as it has no direct deposit requirement or account caps. In contrast, PNC's highest yielding option is the High Yield Savings account, which provides a lower APY of 3.30% but is available only to residents in select states. While PNC does offer a Standard Savings account with a minimal APY of 0.03%, it pales in comparison to Forbright's offerings. Overall, Forbright Bank's Growth Savings account is the clear winner in terms of returns.
The analysis is based on current Banksparency database records
* This content is provided for informational purposes only; always verify details with the provider.
Non-sponsored link to official site
Non-sponsored link to official site
Top Market Contenders
Forbright Bank vs. PNC Savings Calculator
You earn $70 more with Forbright Bank than PNC on a $10,000 initial deposit for 1 year*.
*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.
Forbright Bank
Growth Savings
Savings Breakdown
- Interest Earned+$400.00(3.8%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,400.00
PNC
PNC High Yield Savings
Savings Breakdown
- Interest Earned+$330.00(3.2%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,330.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
| Feature | Forbright Bank | PNC |
|---|---|---|
| APY | 4.00% Verified: 1/7/2026 Stable (90d) | 3.30% Verified: 1/7/2026 ↘︎ 0.55%90d Change |
| Product Name | Growth Savings | PNC High Yield Savings |
| Minimum Deposit | $0 | $0 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | Yes |
| Account Type | Online Only | Online & Branches |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.8 Android4.5 | iOS4.9 Android4.6 |
| Zelle® Support | Available Branch accounts only; Growth Savings online does NOT support. | Available Limit: $2,000/dayCentral to Virtual Wallet suite. |
| BBB Rating | A+ | A+ |
| Important Notes | - | Eligibility restricted to select states. |
| Next Steps | Visit SiteVerify at Forbright Bank Non-sponsored link to official site | Visit SiteVerify at PNC Non-sponsored link to official site |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Forbright Bank | PNC | |||
|---|---|---|---|---|---|
| Sprout Savings | Bright Savings | Growth Savings | PNC High Yield Savings | Standard Savings | |
Current APY | 3.65% | 3.65% | 4.00% | 3.30% | 0.03% |
Trend | Stable | Stable | Stable | Stable | Stable |
Velocity (bps/mo) | -3.3 | -3.3 | -3.2 | -5.6 | 0.2 |
Days Since Change | 98 | 98 | 90 | 21 | 251 |
10-Month High | 3.90% | 3.90% | 4.25% | 3.95% | 0.03% |
10-Month Low | 3.65% | 3.65% | 4.00% | 3.30% | 0.01% |
Adjustments / Mo | 0.10 | 0.10 | 0.10 | 0.39 | 0.10 |
Volatility Score | 0.032 | 0.032 | 0.029 | 0.057 | 0.289 |
How to read these metrics(Click to expand)
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High Rates (With Checking Bundle)
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