Fitness Bank vs. FVCbank
Compare rates, requirements, and features side-by-side to find the best option for you.
Fitness Bank
Fitness Elite Checking & Fitness Savings Combo
4.75%APYDec 6, 2025FDIC InsuredChecking BundleLow MinimumsShow Fine Print & Trends Hide Details
Fitness Bank
Fitness Elite Checking & Fitness Savings Combo
FVCbank
Advantage Direct Savings
3.85%APYDec 6, 2025FDIC InsuredLow MinimumsGreat iOS AppShow Fine Print & Trends Hide Details
FVCbank
Advantage Direct Savings
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
Comparison Analysis
Comparing Fitness Bank vs. FVCbank
Why Fitness Bank?
- ✓Higher potential APY (4.45%-4.75% vs 3.85%) on all balances
- ✓Offers 2 different high-yield savings options
Why FVCbank?
- ✓Higher rated iOS app (4.4 vs 1.7)
— Key Feature Differences —
Better Returns at $10,000
Fitness BankFitness Bank's Fitness Elite Checking & Fitness Savings Combo earns more on smaller deposits (approx. $475 vs $385/yr).
Better Returns at $25,000
Fitness BankFitness Bank's Fitness Elite Checking & Fitness Savings Combo pulls ahead with larger amounts (approx. $1188 vs $963/yr).
Best for Simplicity
Fitness BankFitness Bank's Fitness Savings Account offers 4.45% APY with no bundling, direct deposit requirement or caps.
Best for All-in-One Banking
Fitness BankFitness Bank's Fitness Elite Checking & Fitness Savings Combo pays a superior APY for customers who also open a checking account.
Shared Benefits
Over a 1-year period, Fitness Bank's Fitness Elite Checking & Fitness Savings Combo pays $90 more interest on a $10,000 balance than FVCbank's Advantage Direct Savings.
Executive Summary
Fitness Bank offers a competitive Fitness Elite Checking & Fitness Savings Combo with an APY of 4.75%, making it the clear winner compared to FVCbank's Advantage Direct Savings, which has an APY of 3.85%. The Fitness Elite account requires maintaining a $5,000 average balance and completing 15 debit transactions monthly, while the Fitness Savings Account provides a simpler option at 4.45% APY without such requirements. Both accounts are online-only, and Fitness Bank's products are tiered, contingent on tracking daily steps via their app. In contrast, FVCbank's account has no maintenance fees but requires a $500 minimum deposit.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both Fitness Bank and FVCbank.
| Feature | Fitness Bank | FVCbank |
|---|---|---|
| APY | 4.75% Verified: 12/6/2025 Stable (90d) | 3.85% Verified: 12/6/2025 ↘︎ 0.50%90d Change |
| Product Name | Fitness Elite Checking & Fitness Savings Combo | Advantage Direct Savings |
| Minimum Deposit | $100 | $500 |
| Min. Balance for APY | $100 | $500 |
| Monthly Fee | $10. Waived for average daily balances > $100 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | Yes | No |
| Mobile Apps | iOS1.7 Android0.0 | iOS4.4 Android3.6 |
| BBB Rating | A+ | B- |
| Important Notes | This is a tiered account. To earn the highest tier you must make 15 debit card transactions per Account Period, maintain $5,000 avg. minimum balance in the Elite Checking account, track at least 10,000 avg. daily steps using the FitnessBank Step Tracker app, as well as maintain a savings balance of $100. Failure to do so will result in a lower APY. See bank for more details and all tiers. | - |
| Next Steps |
Savings Comparison
Fitness Bank earns $586.7 more than FVCbank.
Fitness Bank
Fitness Elite Checking & Fitness Savings Combo
Savings Breakdown
- Interest Earned+$2,924.70(14.0%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,924.70
FVCbank
Advantage Direct Savings
Savings Breakdown
- Interest Earned+$2,338.00(11.5%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,338.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Fitness Bank | FVCbank | |
|---|---|---|---|
| Fitness Elite Checking & Fitness Savings Combo | Fitness Savings Account | Advantage Direct Savings | |
Current APY | 4.75% | 4.45% | 3.85% |
Trend | Stable | Stable | Stable |
Velocity (bps/mo) | -4.1 | -1.6 | -8.3 |
Days Since Change | 94 | 94 | 35 |
9-Month High | 5.00% | 4.55% | 4.55% |
9-Month Low | 4.75% | 4.45% | 3.85% |
Adjustments / Mo | 0.23 | 0.23 | 0.92 |
Volatility Score | 0.024 | 0.010 | 0.056 |
How to read these metrics(Click to expand)
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