Elevault vs. TIMBR
Compare rates, requirements, and features side-by-side to find the best option for you.
Elevault
High Yield Savings Account
4.08%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
Elevault
High Yield Savings Account
TIMBR
Premium Savings Account
4.40%APYDec 6, 2025FDIC InsuredLow MinimumsShow Fine Print & Trends Hide Details
TIMBR
Premium Savings Account
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
Comparison Analysis
Comparing Elevault vs. TIMBR
Why Elevault?
No distinct advantages found vs TIMBR.
Why TIMBR?
- ✓Higher potential APY (4.40% vs 4.08%) on all balances
— Key Feature Differences —
Better Returns at $10,000
TIMBRTIMBR's Premium Savings Account earns more on smaller deposits (approx. $440 vs $408/yr).
Better Returns at $25,000
TIMBRTIMBR's Premium Savings Account pulls ahead with larger amounts (approx. $1100 vs $1020/yr).
Best for Simplicity
TIMBRTIMBR's Premium Savings Account offers 4.40% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, TIMBR's Premium Savings Account pays $32 more interest on a $10,000 balance than Elevault's High Yield Savings Account.
Executive Summary
TIMBR offers a Premium Savings Account with a competitive APY of 4.40%, making it the winner compared to Elevault's High Yield Savings Account, which has an APY of 4.08%. Both accounts are online-only and have no maintenance fees, but TIMBR requires a minimum deposit of $1,000, while Elevault has no minimum deposit requirement. Notably, TIMBR's account provides better returns at various deposit levels, making it a more attractive option for savers looking for simplicity and higher yields.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both Elevault and TIMBR.
| Feature | Elevault | TIMBR |
|---|---|---|
| APY | 4.08% Verified: 12/6/2025 ↘︎ 0.52%90d Change | 4.40% Verified: 12/6/2025 Stable (90d) |
| Product Name | High Yield Savings Account | Premium Savings Account |
| Minimum Deposit | $0 | $1,000 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS3.7 Android3.9 | iOS- Android- |
| BBB Rating | A+ | A+ |
| Important Notes | The 4.08% APY is up to $250,000. Balances above that earn no interest. Daily deposit limit is $2,500. | - |
| Next Steps |
Savings Comparison
TIMBR earns $208.3 more than Elevault.
Elevault
High Yield Savings Account
Savings Breakdown
- Interest Earned+$2,486.40(12.1%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,486.40
TIMBR
Premium Savings Account
Savings Breakdown
- Interest Earned+$2,694.70(13.0%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,694.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Elevault | TIMBR |
|---|---|---|
| High Yield Savings Account | Premium Savings Account | |
Current APY | 4.08% | 4.40% |
Trend | Stable | Stable |
Velocity (bps/mo) | -16.6 | -0.0 |
Days Since Change | 32 | 121 |
4-Month High | 4.60% | 4.40% |
4-Month Low | 4.08% | 4.40% |
Adjustments / Mo | 0.49 | 0.00 |
Volatility Score | 0.048 | 0.000 |
How to read these metrics(Click to expand)
Compare Similar High-Yield Accounts
Compare Elevault vs...
Comparing against Standard Savings
Compare TIMBR vs...
Comparing against Standard Savings
Higher Rates (With Checking)
Looking for something different? Check out these top-rated alternatives.