Elevault vs. FVCbank
Compare rates, requirements, and features side-by-side to find the best option for you.
Elevault
High Yield Savings Account
4.08%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
Elevault
High Yield Savings Account
FVCbank
Advantage Direct Savings
3.85%APYDec 6, 2025FDIC InsuredLow MinimumsGreat iOS AppShow Fine Print & Trends Hide Details
FVCbank
Advantage Direct Savings
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.
Comparison Analysis
Comparing Elevault vs. FVCbank
Why Elevault?
- ✓Higher potential APY (4.08% vs 3.85%) on all balances
Why FVCbank?
- ✓Higher rated iOS app (4.4 vs 3.7)
— Key Feature Differences —
Better Returns at $10,000
ElevaultElevault's High Yield Savings Account earns more on smaller deposits (approx. $408 vs $385/yr).
Better Returns at $25,000
ElevaultElevault's High Yield Savings Account pulls ahead with larger amounts (approx. $1020 vs $963/yr).
Best for Simplicity
ElevaultElevault's High Yield Savings Account offers 4.08% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, Elevault's High Yield Savings Account pays $23 more interest on a $10,000 balance than FVCbank's Advantage Direct Savings.
Executive Summary
Elevault offers a competitive High Yield Savings Account with an APY of 4.08%, making it the clear winner compared to FVCbank's Advantage Direct Savings, which has an APY of 3.85%. Elevault's account has no direct deposit requirement, no maintenance fees, and allows deposits up to $250,000 to earn interest, with a daily deposit limit of $2,500. In contrast, FVCbank requires a minimum deposit and balance of $500. Both accounts are online-only, providing convenient access for users.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both Elevault and FVCbank.
| Feature | Elevault | FVCbank |
|---|---|---|
| APY | 4.08% Verified: 12/6/2025 ↘︎ 0.52%90d Change | 3.85% Verified: 12/6/2025 ↘︎ 0.50%90d Change |
| Product Name | High Yield Savings Account | Advantage Direct Savings |
| Minimum Deposit | $0 | $500 |
| Min. Balance for APY | $0 | $500 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS3.7 Android3.9 | iOS4.4 Android3.6 |
| BBB Rating | A+ | B- |
| Important Notes | The 4.08% APY is up to $250,000. Balances above that earn no interest. Daily deposit limit is $2,500. | - |
| Next Steps |
Savings Comparison
Elevault earns $148.4 more than FVCbank.
Elevault
High Yield Savings Account
Savings Breakdown
- Interest Earned+$2,486.40(12.1%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,486.40
FVCbank
Advantage Direct Savings
Savings Breakdown
- Interest Earned+$2,338.00(11.5%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,338.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Elevault | FVCbank |
|---|---|---|
| High Yield Savings Account | Advantage Direct Savings | |
Current APY | 4.08% | 3.85% |
Trend | Stable | Stable |
Velocity (bps/mo) | -16.6 | -16.6 |
Days Since Change | 32 | 35 |
4-Month High | 4.60% | 4.45% |
4-Month Low | 4.08% | 3.85% |
Adjustments / Mo | 0.49 | 0.98 |
Volatility Score | 0.048 | 0.052 |
How to read these metrics(Click to expand)
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