E*TRADE from Morgan Stanley vs. Quontic Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
E*TRADE from Morgan Stanley
Premium Savings Account
3.75%APYDec 10, 2025FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
E*TRADE from Morgan Stanley
Premium Savings Account
Quontic Bank
High Yield Savings
3.75%APYDec 10, 2025FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
Quontic Bank
High Yield Savings
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.
E*TRADE from Morgan Stanley vs. Quontic Bank Savings Calculator
Both accounts earn exactly the same amount.
E*TRADE from Morgan Stanley
Premium Savings Account
Savings Breakdown
- Interest Earned+$2,273.80(11.2%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,273.80
Quontic Bank
High Yield Savings
Savings Breakdown
- Interest Earned+$2,273.80(11.2%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,273.80
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Comparison Analysis
Comparing E*TRADE from Morgan Stanley vs. Quontic Bank
Why E*TRADE from Morgan Stanley?
No distinct advantages found vs Quontic Bank.
Why Quontic Bank?
No distinct advantages found vs E*TRADE from Morgan Stanley.
Shared Benefits
Executive Summary
Both E*TRADE from Morgan Stanley and Quontic Bank offer competitive savings products with an APY of 3.75%. E*TRADE's Premium Savings Account requires no minimum deposit or balance, and has no maintenance fees, making it accessible for all users. Quontic Bank's High Yield Savings account requires a minimum deposit of $100 but also has no maintenance fees. Both accounts are online-only and do not require direct deposit. Given the identical APY of 3.75%, the rates are comparable, providing customers with solid options for high-yield savings.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both E*TRADE from Morgan Stanley and Quontic Bank.
| Feature | E*TRADE from Morgan Stanley | Quontic Bank |
|---|---|---|
| APY | 3.75% Verified: 12/10/2025 ↘︎ 0.25%90d Change | 3.75% Verified: 12/10/2025 Stable (90d) |
| Product Name | Premium Savings Account | High Yield Savings |
| Minimum Deposit | $0 | $100 |
| Min. Balance for APY | $0+ | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.7 Android4.7 | iOS4.8 Android4.8 |
| BBB Rating | D- | A+ |
| Next Steps |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | E*TRADE from Morgan Stanley | Quontic Bank |
|---|---|---|
| Premium Savings Account | High Yield Savings | |
Current APY | 3.75% | 3.75% |
Trend | Stable | Stable |
Velocity (bps/mo) | -3.2 | -1.4 |
Days Since Change | 78 | 166 |
10-Month High | 4.00% | 3.85% |
10-Month Low | 3.75% | 3.75% |
Adjustments / Mo | 0.10 | 0.10 |
Volatility Score | 0.030 | 0.013 |
How to read these metrics(Click to expand)
Compare Similar High-Yield Accounts
Compare E*TRADE from Morgan Stanley vs...
Comparing against Standard Savings
Compare Quontic Bank vs...
Comparing against Standard Savings
Higher Rates (With Checking)
Looking for something different? Check out these top-rated alternatives.