Colorado Federal Savings Bank vs. Vio Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
| Metric | Colorado Federal Savings BankPremier Savings Jan 7, 2026 | Vio BankOnline Savings Account Jan 7, 2026 |
|---|---|---|
| APY | 4.05% | 4.09% |
Est. Earnings | $5,000+$0 $10,000+$0 $25,000+$0 | $5,000+$205 $10,000+$409 $25,000+$1,023 |
Min Deposit | $50,000 | $100 |
Snapshot view. Rates subject to change. | ||
| Features | FDIC InsuredHigh MinimumGreat iOS App | FDIC InsuredLow MinimumsGreat iOS App |
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.21% APY.
Comparison Analysis
Comparing Colorado Federal Savings Bank vs. Vio Bank
As of Colorado Federal Savings Bank offers an APY of 4.05% for its Premier Savings account, with a minimum balance of $50,000, compared to Vio Bank's 4.09% APY for its Online Savings Account, with a minimum balance of $0.
Vio Bank pays $4 more than Colorado Federal Savings Bank on a $10,000 balance after one year. Colorado Federal Savings Bank pays $405, while Vio Bank pays $409 - an APY advantage for Vio Bank.
In addition, Colorado Federal Savings Bank also offers 4.00% APY for the High Yield Savings account, with a minimum balance of $1.
Why Colorado Federal Savings Bank?
- ✓Offers 2 different high-yield savings options
Why Vio Bank?
No distinct advantages found vs Colorado Federal Savings Bank.
— Key Feature Differences —
Better Returns at $10,000
Vio BankVio Bank's Online Savings Account earns more on smaller deposits (approx. $409 vs $0/yr).
Better Returns at $25,000
Vio BankVio Bank's Online Savings Account pulls ahead with larger amounts (approx. $1023 vs $0/yr).
Shared Benefits
Over a 1-year period, Vio Bank's Online Savings Account pays $4 more interest on a $10,000 balance than Colorado Federal Savings Bank's Premier Savings.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Executive Summary as of
Vio Bank offers a competitive Online Savings Account with an APY of 4.09%, making it the winner among the two banks. This account requires a minimum deposit of $100 and has no maintenance fees if electronic statements are selected. In comparison, Colorado Federal Savings Bank's High Yield Savings account provides a slightly lower APY of 4.00% with a minimum deposit of just $1, while their Premier Savings account yields 4.05% but requires a minimum deposit of $50,000. Both banks provide online-only services and do not require direct deposit.
The analysis is based on current Banksparency database records
* This content is provided for informational purposes only; always verify details with the provider.
Non-sponsored link to official site
Non-sponsored link to official site
Top Market Contenders
Colorado Federal Savings Bank vs. Vio Bank Savings Calculator
You earn $20 more with Vio Bank than Colorado Federal Savings Bank on a $50,000 initial deposit for 1 year*.
*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.
Colorado Federal Savings Bank
Premier Savings
Savings Breakdown
- Interest Earned+$2,025.00(3.9%)
- Total Contributions$0
- Initial Deposit$50,000
Projected Balance
$52,025.00
Vio Bank
Online Savings Account
Savings Breakdown
- Interest Earned+$2,045.00(3.9%)
- Total Contributions$0
- Initial Deposit$50,000
Projected Balance
$52,045.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
| Feature | Colorado Federal Savings Bank | Vio Bank |
|---|---|---|
| APY | 4.05% Verified: 1/7/2026 ↘︎ 0.10%90d Change | 4.09% Verified: 1/7/2026 - |
| Product Name | Premier Savings | Online Savings Account |
| Minimum Deposit | $50,000 | $100 |
| Min. Balance for APY | $50,000 | $0 |
| Monthly Fee | $0 | $0, if electronic statements selected, otherwise $5 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.3 Android- | iOS4.6 Android3.4 |
| Zelle® Support | Not Supported | Not Supported |
| BBB Rating | A+ | A+ |
| Next Steps | Visit SiteVerify at Colorado Federal Savings Bank Non-sponsored link to official site | Visit SiteVerify at Vio Bank Non-sponsored link to official site |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Colorado Federal Savings Bank | Vio Bank | |
|---|---|---|---|
| Premier Savings | High Yield Savings | Online Savings Account | |
Current APY | 4.05% | 4.00% | 4.09% |
Trend | Stable | Stable | Stable |
Velocity (bps/mo) | -0.0 | 0.0 | -2.7 |
Days Since Change | 55 | 55 | 1 |
2-Month High | 4.05% | 4.00% | 4.21% |
2-Month Low | 4.05% | 4.00% | 4.09% |
Adjustments / Mo | 0.00 | 0.00 | 1.07 |
Volatility Score | 0.000 | 0.000 | 0.005 |
How to read these metrics(Click to expand)
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High Rates (With Checking Bundle)
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