Colorado Federal Savings Bank vs. Elevault
Compare rates, requirements, and features side-by-side to find the best option for you.
| Metric | Colorado Federal Savings BankPremier Savings Jan 7, 2026 | ElevaultHigh Yield Savings Account Jan 7, 2026 |
|---|---|---|
| APY | 4.05% | 3.82% |
Est. Earnings | $5,000+$0 $10,000+$0 $25,000+$0 | $5,000+$191 $10,000+$382 $25,000+$955 |
Min Deposit | $50,000 | $0 |
Snapshot view. Rates subject to change. | ||
Terms | - | The 3.82% APY is up to $250,000. Balances above that earn no interest. Daily deposit limit is $2,500. |
| Features | FDIC InsuredHigh MinimumGreat iOS App | FDIC InsuredNo Minimums |
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.21% APY.
Comparison Analysis
Comparing Colorado Federal Savings Bank vs. Elevault
As of Colorado Federal Savings Bank offers an APY of 4.05% for its Premier Savings account, with a minimum balance of $50,000, compared to Elevault's 3.82% APY for its High Yield Savings Account, with a minimum balance of $0.
Colorado Federal Savings Bank pays $23 more than Elevault on a $10,000 balance after one year. Colorado Federal Savings Bank pays $405, while Elevault pays $382 - an APY advantage for Colorado Federal Savings Bank.
In addition, Colorado Federal Savings Bank also offers 4.00% APY for the High Yield Savings account, with a minimum balance of $1.
Why Colorado Federal Savings Bank?
- ✓Higher potential APY (4.00%-4.05% vs 3.82%)
- ✓No checking account or direct deposit required
- ✓Higher rated iOS app (4.3 vs 3.7)
- ✓Offers 2 different high-yield savings options
Why Elevault?
No distinct advantages found vs Colorado Federal Savings Bank.
— Key Feature Differences —
Better Returns at $10,000
ElevaultElevault's High Yield Savings Account earns more on smaller deposits (approx. $382 vs $0/yr).
Better Returns at $25,000
ElevaultElevault's High Yield Savings Account pulls ahead with larger amounts (approx. $955 vs $0/yr).
Best for Simplicity
Colorado Federal Savings BankColorado Federal Savings Bank's Premier Savings offers 4.05% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, Colorado Federal Savings Bank's Premier Savings pays $23 more interest on a $10,000 balance than Elevault's High Yield Savings Account.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Executive Summary as of
Colorado Federal Savings Bank offers a High Yield Savings account with a competitive APY of 4.00%, making it the highest-yielding option compared to Elevault's High Yield Savings Account, which provides an APY of 3.82%. Both accounts have no maintenance fees and do not require direct deposit. However, Colorado Federal's Premier Savings account, yielding 4.05%, is also available, appealing for those with larger deposits. Elevault's account has a cap on interest for balances over $250,000, while Colorado Federal's offerings are online-only, ensuring convenience without physical branch access.
The analysis is based on current Banksparency database records
* This content is provided for informational purposes only; always verify details with the provider.
Non-sponsored link to official site
Non-sponsored link to official site
Top Market Contenders
Colorado Federal Savings Bank vs. Elevault Savings Calculator
You earn $115 more with Colorado Federal Savings Bank than Elevault on a $50,000 initial deposit for 1 year*.
*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.
Colorado Federal Savings Bank
Premier Savings
Savings Breakdown
- Interest Earned+$2,025.00(3.9%)
- Total Contributions$0
- Initial Deposit$50,000
Projected Balance
$52,025.00
Elevault
High Yield Savings Account
3.82% on first $250,000 and 0.00% thereafter.
Savings Breakdown
- Interest Earned+$1,910.00(3.7%)
- Total Contributions$0
- Initial Deposit$50,000
Projected Balance
$51,910.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
| Feature | Colorado Federal Savings Bank | Elevault |
|---|---|---|
| APY | 4.05% Verified: 1/7/2026 ↘︎ 0.10%90d Change | 3.82% Verified: 1/7/2026 ↘︎ 0.52%90d Change |
| Product Name | Premier Savings | High Yield Savings Account |
| Minimum Deposit | $50,000 | $0 |
| Min. Balance for APY | $50,000 | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.3 Android- | iOS3.7 Android3.9 |
| Zelle® Support | Not Supported | Not Supported |
| BBB Rating | A+ | A |
| Important Notes | - | The 3.82% APY is up to $250,000. Balances above that earn no interest. Daily deposit limit is $2,500. |
| Next Steps | Visit SiteVerify at Colorado Federal Savings Bank Non-sponsored link to official site | Visit SiteVerify at Elevault Non-sponsored link to official site |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Colorado Federal Savings Bank | Elevault | |
|---|---|---|---|
| Premier Savings | High Yield Savings | High Yield Savings Account | |
Current APY | 4.05% | 4.00% | 3.82% |
Trend | Stable | Stable | Stable |
Velocity (bps/mo) | -2.8 | -2.7 | -17.7 |
Days Since Change | 89 | 89 | 22 |
5-Month High | 4.15% | 4.10% | 4.60% |
5-Month Low | 4.05% | 4.00% | 3.82% |
Adjustments / Mo | 0.19 | 0.19 | 0.58 |
Volatility Score | 0.012 | 0.012 | 0.064 |
How to read these metrics(Click to expand)
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High Rates (With Checking Bundle)
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