Climate First Bank vs. TIMBR
Compare rates, requirements, and features side-by-side to find the best option for you.
Climate First Bank
Super Duper Savings Account
4.21%APYDec 6, 2025FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessShow Fine Print & Trends Hide Details
Climate First Bank
Super Duper Savings Account
TIMBR
Premium Savings Account
4.40%APYDec 6, 2025FDIC InsuredLow MinimumsShow Fine Print & Trends Hide Details
TIMBR
Premium Savings Account
Comparison Analysis
Comparing Climate First Bank vs. TIMBR
Why Climate First Bank?
- ✓Physical branch access (3 locations in Florida (St. Petersburg, Mount Dora, Winter Park), and one coming soon in Orlando, FL)
- ✓Higher rated iOS app (4.9 vs 0.0)
- ✓Higher rated Android app (4.4 vs 0.0)
Why TIMBR?
- ✓Higher potential APY (4.40% vs 4.21%) on all balances
— Key Feature Differences —
Better Returns at $10,000
TIMBRTIMBR's Premium Savings Account earns more on smaller deposits (approx. $440 vs $421/yr).
Better Returns at $25,000
TIMBRTIMBR's Premium Savings Account pulls ahead with larger amounts (approx. $1100 vs $1053/yr).
Best Mobile App Experience
Climate First BankClimate First Bank offers an iOS app rated 4.9 (vs. 0.0) and Android app rated 4.4 (vs. 0.0)
Shared Benefits
Over a 1-year period, TIMBR's Premium Savings Account pays $19 more interest on a $10,000 balance than Climate First Bank's Super Duper Savings Account.
Executive Summary
Climate First Bank offers a Super Duper Savings Account with a competitive APY of 4.21%. While this account requires a minimum deposit of $50 and has no maintenance fees if electronic statements are selected, it does not require direct deposit. In comparison, TIMBR's Premium Savings Account provides a higher APY of 4.40%, but requires a minimum deposit of $1,000 and is available online only. Both banks provide FDIC insurance, making them secure options for savers. Overall, TIMBR's account offers a slightly better return on deposits.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
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| Feature | Climate First Bank | TIMBR |
|---|---|---|
| APY | 4.21% Verified: 12/6/2025 - | 4.40% Verified: 12/6/2025 Stable (90d) |
| Product Name | Super Duper Savings Account | Premium Savings Account |
| Minimum Deposit | $50 | $1,000 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0, if electronic statements selected, otherwise $5 | $0 |
| Branch Access | Yes | None |
| Account Type | Online & Branches | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.9 Android4.4 | iOS- Android- |
| BBB Rating | A- | A+ |
| Next Steps |
Savings Comparison
TIMBR earns $123.9 more than Climate First Bank.
Climate First Bank
Super Duper Savings Account
Savings Breakdown
- Interest Earned+$2,570.80(12.5%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,570.80
TIMBR
Premium Savings Account
Savings Breakdown
- Interest Earned+$2,694.70(13.0%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,694.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Climate First Bank | TIMBR |
|---|---|---|
| Super Duper Savings Account | Premium Savings Account | |
Current APY | 4.21% | 4.40% |
Trend | Stable | Stable |
Velocity (bps/mo) | 0.0 | 0.0 |
Days Since Change | 10 | 10 |
1-Month High | 4.21% | 4.40% |
1-Month Low | 4.21% | 4.40% |
Adjustments / Mo | 0.00 | 0.00 |
Volatility Score | 0.000 | 0.000 |
How to read these metrics(Click to expand)
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