Climate First Bank vs. Quontic Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
Climate First Bank
Super Duper Savings Account
4.21%APYDec 6, 2025FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessShow Fine Print & Trends Hide Details
Climate First Bank
Super Duper Savings Account
Quontic Bank
High Yield Savings
3.75%APYDec 6, 2025FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
Quontic Bank
High Yield Savings
Comparison Analysis
Comparing Climate First Bank vs. Quontic Bank
Why Climate First Bank?
- ✓Higher potential APY (4.21% vs 3.75%) on all balances
- ✓Physical branch access (3 locations in Florida (St. Petersburg, Mount Dora, Winter Park), and one coming soon in Orlando, FL)
Why Quontic Bank?
- ✓Higher rated Android app (4.8 vs 4.4)
— Key Feature Differences —
Better Returns at $10,000
Climate First BankClimate First Bank's Super Duper Savings Account earns more on smaller deposits (approx. $421 vs $375/yr).
Better Returns at $25,000
Climate First BankClimate First Bank's Super Duper Savings Account pulls ahead with larger amounts (approx. $1053 vs $938/yr).
Best for Simplicity
Climate First BankClimate First Bank's Super Duper Savings Account offers 4.21% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, Climate First Bank's Super Duper Savings Account pays $46 more interest on a $10,000 balance than Quontic Bank's High Yield Savings.
Executive Summary
Climate First Bank offers a Super Duper Savings Account with a competitive APY of 4.21%, significantly higher than Quontic Bank's High Yield Savings account, which has an APY of 3.75%. Climate First Bank's account requires a minimum deposit of $50 and has no maintenance fees if electronic statements are selected, making it an attractive option for savers. Additionally, there are no direct deposit requirements or caps on earnings, enhancing its simplicity. In contrast, Quontic Bank's account requires a minimum deposit of $100 and is available online only. Overall, Climate First Bank's offering stands out as the better choice based on the provided data.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both Climate First Bank and Quontic Bank.
| Feature | Climate First Bank | Quontic Bank |
|---|---|---|
| APY | 4.21% Verified: 12/6/2025 - | 3.75% Verified: 12/6/2025 Stable (90d) |
| Product Name | Super Duper Savings Account | High Yield Savings |
| Minimum Deposit | $50 | $100 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0, if electronic statements selected, otherwise $5 | $0 |
| Branch Access | Yes | None |
| Account Type | Online & Branches | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.9 Android4.4 | iOS4.8 Android4.8 |
| BBB Rating | A- | A+ |
| Next Steps |
Savings Comparison
Climate First Bank earns $297 more than Quontic Bank.
Climate First Bank
Super Duper Savings Account
Savings Breakdown
- Interest Earned+$2,570.80(12.5%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,570.80
Quontic Bank
High Yield Savings
Savings Breakdown
- Interest Earned+$2,273.80(11.2%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,273.80
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Climate First Bank | Quontic Bank |
|---|---|---|
| Super Duper Savings Account | High Yield Savings | |
Current APY | 4.21% | 3.75% |
Trend | Stable | Stable |
Velocity (bps/mo) | 0.0 | 0.0 |
Days Since Change | 11 | 11 |
1-Month High | 4.21% | 3.75% |
1-Month Low | 4.21% | 3.75% |
Adjustments / Mo | 0.00 | 0.00 |
Volatility Score | 0.000 | 0.000 |
How to read these metrics(Click to expand)
Compare Similar High-Yield Accounts
Compare Climate First Bank vs...
Comparing against Standard Savings
Compare Quontic Bank vs...
Comparing against Standard Savings
Higher Rates (With Checking)
Looking for something different? Check out these top-rated alternatives.