Climate First Bank vs. Presidential Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
Climate First Bank
Super Duper Savings Account
4.21%APYDec 6, 2025FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessShow Fine Print & Trends Hide Details
Climate First Bank
Super Duper Savings Account
Presidential Bank
Advantage Savings
Up to4.00%APYDec 6, 2025FDIC InsuredMod. MinimumDirect Deposit ReqChecking BundleGreat iOS AppGreat Android AppIn-Person AccessRange: 3.50% – 4.00%Show Fine Print & Trends Hide Details
Presidential Bank
Advantage Savings
Comparison Analysis
Comparing Climate First Bank vs. Presidential Bank
Why Climate First Bank?
- ✓Higher potential APY (4.21% vs 4.00%) on all balances
- ✓No checking account or direct deposit required
- ✓Higher rated Android app (4.4 vs 4.1)
Why Presidential Bank?
No distinct advantages found vs Climate First Bank.
— Key Feature Differences —
Better Returns at $10,000
Climate First BankClimate First Bank's Super Duper Savings Account earns more on smaller deposits (approx. $421 vs $400/yr).
Better Returns at $25,000
Climate First BankClimate First Bank's Super Duper Savings Account pulls ahead with larger amounts (approx. $1053 vs $1000/yr).
Best for Simplicity
Climate First BankClimate First Bank's Super Duper Savings Account offers 4.21% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, Climate First Bank's Super Duper Savings Account pays $21 more interest on a $10,000 balance than Presidential Bank's Advantage Savings.
Executive Summary
Climate First Bank offers the Super Duper Savings Account with a competitive APY of 4.21%, making it the winner in this comparison. This account has no direct deposit requirement, maintenance fees (if electronic statements are selected), or caps, making it a straightforward choice for savers. In contrast, Presidential Bank's Advantage Savings account provides a slightly lower APY of 4.00%, but requires a monthly direct deposit of $500 into an Advantage Checking Account to earn this rate, along with a minimum deposit of $5,000. Therefore, for those seeking simplicity and higher returns, Climate First Bank's offering is more favorable.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both Climate First Bank and Presidential Bank.
| Feature | Climate First Bank | Presidential Bank |
|---|---|---|
| APY | 4.21% Verified: 12/6/2025 - | 4.00% Range: 3.50% - 4.00% Verified: 12/6/2025 ↘︎ 0.50%90d Change |
| Product Name | Super Duper Savings Account | Advantage Savings |
| Minimum Deposit | $50 | $5,000 |
| Min. Balance for APY | $0 | N/A |
| Monthly Fee | $0, if electronic statements selected, otherwise $5 | $0 |
| Branch Access | Yes | Yes |
| Account Type | Online & Branches | Online & Branches |
| Direct Deposit Req. | None | RequiredTo earn the higher APY you need a monthly direct deposit into an Advantage Checking Account of $500. |
| Checking Bundle | No | Yes |
| Mobile Apps | iOS4.9 Android4.4 | iOS4.8 Android4.1 |
| BBB Rating | A- | A- |
| Next Steps |
Savings Comparison
Climate First Bank earns $136.1 more than Presidential Bank.
Climate First Bank
Super Duper Savings Account
Savings Breakdown
- Interest Earned+$2,570.80(12.5%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,570.80
Presidential Bank
Advantage Savings
Savings Breakdown
- Interest Earned+$2,434.70(11.9%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,434.70
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Climate First Bank | Presidential Bank |
|---|---|---|
| Super Duper Savings Account | Advantage Savings | |
Current APY | 4.21% | 4.00% |
Trend | Stable | Stable |
Velocity (bps/mo) | 0.0 | 0.0 |
Days Since Change | 11 | 11 |
1-Month High | 4.21% | 4.00% |
1-Month Low | 4.21% | 4.00% |
Adjustments / Mo | 0.00 | 0.00 |
Volatility Score | 0.000 | 0.000 |
How to read these metrics(Click to expand)
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