Climate First Bank vs. PNC
Compare rates, requirements, and features side-by-side to find the best option for you.
Climate First Bank
Super Duper Savings Account
4.21%APYDec 6, 2025FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessShow Fine Print & Trends Hide Details
Climate First Bank
Super Duper Savings Account
PNC
PNC High Yield Savings
3.53%APYDec 6, 2025FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppIn-Person AccessShow Fine Print & Trends Hide Details
PNC
PNC High Yield Savings
Comparison Analysis
Comparing Climate First Bank vs. PNC
Why Climate First Bank?
- ✓Higher potential APY (4.21% vs 3.53%) on all balances
- ✓Available Nationwide
Why PNC?
No distinct advantages found vs Climate First Bank.
— Key Feature Differences —
Better Returns at $10,000
Climate First BankClimate First Bank's Super Duper Savings Account earns more on smaller deposits (approx. $421 vs $353/yr).
Better Returns at $25,000
Climate First BankClimate First Bank's Super Duper Savings Account pulls ahead with larger amounts (approx. $1053 vs $883/yr).
Best for Simplicity
Climate First BankClimate First Bank's Super Duper Savings Account offers 4.21% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, Climate First Bank's Super Duper Savings Account pays $68 more interest on a $10,000 balance than PNC's PNC High Yield Savings.
Executive Summary
Climate First Bank offers a Super Duper Savings Account with a competitive 4.21% APY, making it a strong choice for savers looking for simplicity, as it has no direct deposit requirement or maintenance fees with electronic statements. In contrast, PNC's highest yielding product, the High Yield Savings account, offers a significantly lower APY of 3.53%. While PNC also has a Standard Savings account with a minimal APY of 0.03%, the differences in returns are substantial. Additionally, PNC's High Yield Savings account is limited to select states, while Climate First Bank has no such restrictions.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both Climate First Bank and PNC.
| Feature | Climate First Bank | PNC |
|---|---|---|
| APY | 4.21% Verified: 12/6/2025 - | 3.53% Verified: 12/6/2025 ↘︎ 0.42%90d Change |
| Product Name | Super Duper Savings Account | PNC High Yield Savings |
| Minimum Deposit | $50 | $0 |
| Min. Balance for APY | $0 | $0 |
| Monthly Fee | $0, if electronic statements selected, otherwise $5 | $0 |
| Branch Access | Yes | Yes |
| Account Type | Online & Branches | Online & Branches |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.9 Android4.4 | iOS4.9 Android4.6 |
| BBB Rating | A- | A+ |
| Important Notes | - | Eligibility restricted to select states. |
| Next Steps |
Savings Comparison
Climate First Bank earns $437.6 more than PNC.
Climate First Bank
Super Duper Savings Account
Savings Breakdown
- Interest Earned+$2,570.80(12.5%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,570.80
PNC
PNC High Yield Savings
Savings Breakdown
- Interest Earned+$2,133.20(10.6%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,133.20
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Climate First Bank | PNC | |
|---|---|---|---|
| Super Duper Savings Account | PNC High Yield Savings | Standard Savings | |
Current APY | 4.21% | 3.53% | 0.03% |
Trend | Stable | Stable | Stable |
Velocity (bps/mo) | 0.0 | 0.0 | -0.0 |
Days Since Change | 10 | 10 | 10 |
1-Month High | 4.21% | 3.53% | 0.03% |
1-Month Low | 4.21% | 3.53% | 0.03% |
Adjustments / Mo | 0.00 | 0.00 | 0.00 |
Volatility Score | 0.000 | 0.000 | 0.000 |
How to read these metrics(Click to expand)
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