Climate First Bank vs. Peak Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
Climate First Bank
Super Duper Savings Account
4.21%APYDec 6, 2025FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppIn-Person AccessShow Fine Print & Trends Hide Details
Climate First Bank
Super Duper Savings Account
Peak Bank
Envision High Yield Savings
4.20%APYDec 6, 2025FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
Peak Bank
Envision High Yield Savings
Comparison Analysis
Comparing Climate First Bank vs. Peak Bank
Why Climate First Bank?
- ✓Physical branch access (3 locations in Florida (St. Petersburg, Mount Dora, Winter Park), and one coming soon in Orlando, FL)
Why Peak Bank?
No distinct advantages found vs Climate First Bank.
Shared Benefits
Over a 1-year period, Climate First Bank's Super Duper Savings Account pays $1 more interest on a $10,000 balance than Peak Bank's Envision High Yield Savings.
Executive Summary
Climate First Bank offers the Super Duper Savings Account with a competitive APY of 4.21%, requiring a minimum deposit of $50 and no maintenance fees if electronic statements are selected. In comparison, Peak Bank's Envision High Yield Savings provides a slightly lower APY of 4.20% and requires a minimum deposit of $100, but it is an online-only product with daily compounding. Both banks do not require direct deposit for their savings accounts, making them accessible options for savers.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both Climate First Bank and Peak Bank.
| Feature | Climate First Bank | Peak Bank |
|---|---|---|
| APY | 4.21% Verified: 12/6/2025 - | 4.20% Verified: 12/6/2025 ↘︎ 0.15%90d Change |
| Product Name | Super Duper Savings Account | Envision High Yield Savings |
| Minimum Deposit | $50 | $100 |
| Min. Balance for APY | $0 | N/A |
| Monthly Fee | $0, if electronic statements selected, otherwise $5 | $0 |
| Branch Access | Yes | None |
| Account Type | Online & Branches | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.9 Android4.4 | iOS4.8 Android4.6 |
| BBB Rating | A- | A+ |
| Next Steps |
Savings Comparison
Climate First Bank earns $6.5 more than Peak Bank.
Climate First Bank
Super Duper Savings Account
Savings Breakdown
- Interest Earned+$2,570.80(12.5%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,570.80
Peak Bank
Envision High Yield Savings
Savings Breakdown
- Interest Earned+$2,564.30(12.5%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,564.30
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | Climate First Bank | Peak Bank |
|---|---|---|
| Super Duper Savings Account | Envision High Yield Savings | |
Current APY | 4.21% | 4.20% |
Trend | Stable | Stable |
Velocity (bps/mo) | 0.0 | 0.0 |
Days Since Change | 11 | 11 |
1-Month High | 4.21% | 4.20% |
1-Month Low | 4.21% | 4.20% |
Adjustments / Mo | 0.00 | 0.00 |
Volatility Score | 0.000 | 0.000 |
How to read these metrics(Click to expand)
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