Briodirect vs. Vio Bank
High-Yield Savings Account Comparison
By Aviel Fahl|Last Updated: November 12, 2025
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Summary of BrioDirect vs. Vio Bank
Key Metrics at a Glance
| Feature | BrioDirect | Vio Bank |
|---|---|---|
| Top Savings APY | 4.00% High-Yield Savings Account | 4.21% Online Savings Account |
| Minimum to Open | $5,000 | $100 |
| Minimum Balance for Top APY | $25 | $0 |
BrioDirect
Strengths
- BrioDirect offers a competitive APY of 4.00%, increased from 4.20% last month.
- BrioDirect has a higher App Store rating of 4.7 compared to Vio Bank's 4.6.
- No maintenance fees for BrioDirect's High-Yield Savings Account.
Potential Drawbacks
- BrioDirect has a lower BBB rating of B- and is not accredited.
- BrioDirect requires a minimum deposit of $5,000 for its High-Yield Savings Account.
- BrioDirect's Google Play rating is 4.3, lower than Vio Bank's 3.3.
Vio Bank
Strengths
- Vio Bank offers a higher APY of 4.21% with no minimum balance requirement.
- Vio Bank has a better BBB rating of A+ and is accredited.
- Vio Bank allows a lower minimum deposit of $100 for its Online Savings Account.
Potential Drawbacks
- Vio Bank has a lower App Store rating of 4.6 compared to BrioDirect's 4.7.
- Vio Bank's Google Play rating is 3.3, significantly lower than BrioDirect's 4.3.
- Vio Bank may charge a $5 maintenance fee if electronic statements are not selected.
→ As of November 12, 2025 BrioDirect offers an APY of 4.00% for its High-Yield Savings Account, with a minimum balance of $25, compared to Vio Bank's 4.21% APY for its Online Savings Account, with a minimum balance of $0.
→ Vio Bank yields $21 more than BrioDirect on a $10,000 balance after one year. BrioDirect pays $400, while Vio Bank pays $421 - an APY advantage for Vio Bank.
Calculate Savings Growth for BrioDirect vs Vio Bank
BrioDirect - High-Yield Savings Account
Total savings breakdown:
- Interest earned: $2,434.7 (11.91%)
- Total contributions: $13,000 (63.62%)
- Initial deposit: $5,000 (24.47%)
Your total balance
$20,434.70
Total balance: $20,434.7
Earnings: $2,434.7
Bank OverviewVio Bank - Online Savings Account
Total savings breakdown:
- Interest earned: $2,570.8 (12.50%)
- Total contributions: $13,000 (63.20%)
- Initial deposit: $5,000 (24.31%)
Your total balance
$20,570.80
Total balance: $20,570.8
Earnings: $2,570.8
Bank OverviewWith a $5,000 initial deposit and $13,000 in total contributions over 5 years, BrioDirect's total earnings would be $136.1 lower than Vio Bank's total earnings.
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Compare BrioDirect's vs Vio Bank's Savings Accounts
| BrioDirect | Vio Bank | ||
|---|---|---|---|
| Product | High-Yield Savings Account | vs | Online Savings Account |
| APY | 4.00% (as of 11/12/2025) | 4.21% (as of 11/12/2025) | |
| Bundled Account | No | No | |
| FDIC-insured | Yes | Yes | |
| Online Only | Yes | Yes | |
| Compound Frequency | Daily | Daily | |
| Minimum Deposit | $5,000 | $100 | |
| Minimum Balance for APY | $25 | $0 | |
| Maintenance Fee | $0 | $0, if electronic statements selected, otherwise $5 | |
| Direct Deposit Required | No | No | |
| App Store Rating | 4.7/5 | 4.6/5 | |
| Google Play Rating | 4.3/5 | 3.3/5 | |
| BBB Rating | B- | A+ |
No historical data available.