BrioDirect vs. UFB Direct
Compare rates, requirements, and features side-by-side to find the best option for you.
BrioDirect
High-Yield Savings Account
4.00%APYDec 6, 2025FDIC InsuredMod. MinimumGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
BrioDirect
High-Yield Savings Account
UFB Direct
UFB Checking and Savings Bundle
Up to3.71%APYDec 6, 2025FDIC InsuredHigh MinimumDirect Deposit ReqChecking BundleGreat iOS AppGreat Android AppRange: 3.51% – 3.71%Show Fine Print & Trends Hide Details
UFB Direct
UFB Checking and Savings Bundle
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.
Comparison Analysis
Comparing BrioDirect vs. UFB Direct
Why BrioDirect?
- ✓Higher potential APY (4.00% vs 3.51%-3.71%) on all balances
Why UFB Direct?
- ✓Offers 2.00% APY on Checking Account in addition to the savings APY
- ✓Access to over 90,000 fee-free ATMs
- ✓Offers 2 different high-yield savings options
— Key Feature Differences —
Better Returns at $10,000
BrioDirectBrioDirect's High-Yield Savings Account earns more on smaller deposits (approx. $400 vs $371/yr).
Better Returns at $25,000
BrioDirectBrioDirect's High-Yield Savings Account pulls ahead with larger amounts (approx. $1000 vs $928/yr).
Best for Simplicity
BrioDirectBrioDirect's High-Yield Savings Account offers 4.00% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, BrioDirect's High-Yield Savings Account pays $29 more interest on a $10,000 balance than UFB Direct's UFB Checking and Savings Bundle.
Executive Summary
BrioDirect offers a competitive High-Yield Savings Account with a notable APY of 4.00%, making it the superior choice compared to UFB Direct's UFB Portfolio Savings, which provides a lower APY of 3.51%. BrioDirect's account requires a minimum deposit of $5,000 but has no maintenance fees or direct deposit requirements, making it straightforward for savers. In contrast, UFB Direct's offerings include a checking and savings bundle that can yield up to 3.71% APY, contingent on direct deposits and maintaining a $10,000 balance. Both banks operate online-only, catering to customers seeking high-yield savings options.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both BrioDirect and UFB Direct.
| Feature | BrioDirect | UFB Direct |
|---|---|---|
| APY | 4.00% Verified: 12/6/2025 ↘︎ 0.30%90d Change | 3.71% Range: 3.51% - 3.71% Verified: 12/6/2025 ↘︎ 0.50%90d Change |
| Product Name | High-Yield Savings Account | UFB Checking and Savings Bundle |
| Minimum Deposit | $5,000 | $5000 |
| Min. Balance for APY | $25 | $10,000 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | Required |
| Checking Bundle | No | Yes |
| Mobile Apps | iOS4.7 Android4.3 | iOS4.8 Android4.3 |
| BBB Rating | B- | A+ |
| Important Notes | - | The regular savings or money market APY may be boosted up to 3.71% by direct deposits, minimum balance of $10,000 and making 10 approved debit card transactions per statement cycle. The checking account earns 2% APY. See bank for full details. |
| Next Steps | SponsoredOpen Account |
Savings Comparison
BrioDirect earns $216 more than UFB Direct.
BrioDirect
High-Yield Savings Account
Savings Breakdown
- Interest Earned+$2,434.70(11.9%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,434.70
UFB Direct
UFB Checking and Savings Bundle
Higher APY requires $10,000
Savings Breakdown
- Interest Earned+$2,218.70(11.0%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,218.70
Sponsored Link
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | BrioDirect | UFB Direct | |
|---|---|---|---|
| High-Yield Savings Account | UFB Checking and Savings Bundle | UFB Portfolio Savings | |
Current APY | 4.00% | 3.71% | 3.51% |
Trend | Stable | Stable | Stable |
Velocity (bps/mo) | -5.0 | -5.0 | -4.5 |
Days Since Change | 36 | 37 | 37 |
10-Month High | 4.55% | 4.21% | 4.01% |
10-Month Low | 4.00% | 3.71% | 3.51% |
Adjustments / Mo | 0.57 | 0.28 | 0.28 |
Volatility Score | 0.040 | 0.047 | 0.048 |
How to read these metrics(Click to expand)
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