BrioDirect vs. Salem Five Direct
Compare rates, requirements, and features side-by-side to find the best option for you.
| Metric | BrioDirectHigh-Yield Savings Account Jan 7, 2026 | Salem Five DirecteOne Savings Jan 7, 2026 |
|---|---|---|
| APY | 3.75% | 3.61% |
Est. Earnings | $5,000+$188 $10,000+$375 $25,000+$938 | $5,000+$181 $10,000+$361 $25,000+$903 |
Min Deposit | $5,000 | $10 |
Snapshot view. Rates subject to change. | ||
| Features | FDIC InsuredMod. MinimumGreat iOS AppGreat Android AppZelle® Supported | FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppZelle® Supported |
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.21% APY.
Comparison Analysis
Comparing BrioDirect vs. Salem Five Direct
As of BrioDirect offers an APY of 3.75% for its High-Yield Savings Account, with a minimum balance of $25, compared to Salem Five Direct's 3.61% APY for its eOne Savings account, with a minimum balance of $0.01.
BrioDirect pays $14 more than Salem Five Direct on a $10,000 balance after one year. BrioDirect pays $375, while Salem Five Direct pays $361 - an APY advantage for BrioDirect.
Why BrioDirect?
- ✓Higher potential APY (3.75% vs 3.61%)
Why Salem Five Direct?
No distinct advantages found vs BrioDirect.
— Key Feature Differences —
Better Returns at $10,000
BrioDirectBrioDirect's High-Yield Savings Account earns more on smaller deposits (approx. $375 vs $361/yr).
Better Returns at $25,000
BrioDirectBrioDirect's High-Yield Savings Account pulls ahead with larger amounts (approx. $938 vs $903/yr).
Shared Benefits
Over a 1-year period, BrioDirect's High-Yield Savings Account pays $14 more interest on a $10,000 balance than Salem Five Direct's eOne Savings.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Executive Summary as of
BrioDirect offers a High-Yield Savings Account with a competitive APY of 3.75%, making it the superior choice compared to Salem Five Direct's eOne Savings account, which has an APY of 3.61%. BrioDirect's account also allows for higher earnings on larger deposits, with estimates of approximately $375 annually at $10,000 and $938 at $25,000. Both accounts are online-only, have no maintenance fees, and do not require direct deposit. However, BrioDirect requires a minimum deposit of $5,000, while Salem Five Direct only requires $10.
The analysis is based on current Banksparency database records
* This content is provided for informational purposes only; always verify details with the provider.
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BrioDirect vs. Salem Five Direct Savings Calculator
You earn $14 more with BrioDirect than Salem Five Direct on a $10,000 initial deposit for 1 year*.
*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.
BrioDirect
High-Yield Savings Account
Savings Breakdown
- Interest Earned+$375.00(3.6%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,375.00
Salem Five Direct
eOne Savings
Savings Breakdown
- Interest Earned+$361.00(3.5%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,361.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
| Feature | BrioDirect | Salem Five Direct |
|---|---|---|
| APY | 3.75% Verified: 1/7/2026 ↘︎ 0.45%90d Change | 3.61% Verified: 1/7/2026 ↘︎ 0.40%90d Change |
| Product Name | High-Yield Savings Account | eOne Savings |
| Minimum Deposit | $5,000 | $10 |
| Min. Balance for APY | $25 | $0.01 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.7 Android4.4 | iOS4.7 Android4.2 |
| Zelle® Support | Available Accessed via the Webster Bank mobile app. | Available Uses shared Salem Five mobile platform. |
| BBB Rating | B- | A- |
| Next Steps | Visit SiteVerify at BrioDirect Non-sponsored link to official site | Visit SiteVerify at Salem Five Direct Non-sponsored link to official site |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | BrioDirect | Salem Five Direct |
|---|---|---|
| High-Yield Savings Account | eOne Savings | |
Current APY | 3.75% | 3.61% |
Trend | Stable | Stable |
Velocity (bps/mo) | -6.2 | -3.3 |
Days Since Change | 26 | 21 |
11-Month High | 4.55% | 4.01% |
11-Month Low | 3.75% | 3.61% |
Adjustments / Mo | 0.60 | 0.26 |
Volatility Score | 0.055 | 0.037 |
How to read these metrics(Click to expand)
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High Rates (With Checking Bundle)
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