BrioDirect vs. Quontic Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
| Metric | BrioDirectHigh-Yield Savings Account Jan 7, 2026 | Quontic BankHigh Yield Savings Jan 7, 2026 |
|---|---|---|
| APY | 3.75% | 3.50% |
Est. Earnings | $5,000+$188 $10,000+$375 $25,000+$938 | $5,000+$175 $10,000+$350 $25,000+$875 |
Min Deposit | $5,000 | $100 |
Snapshot view. Rates subject to change. | ||
| Features | FDIC InsuredMod. MinimumGreat iOS AppGreat Android AppZelle® Supported | FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppZelle® Supported |
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.21% APY.
Comparison Analysis
Comparing BrioDirect vs. Quontic Bank
As of BrioDirect offers an APY of 3.75% for its High-Yield Savings Account, with a minimum balance of $25, compared to Quontic Bank's 3.50% APY for its High Yield Savings account, with a minimum balance of $0.
BrioDirect pays $25 more than Quontic Bank on a $10,000 balance after one year. BrioDirect pays $375, while Quontic Bank pays $350 - an APY advantage for BrioDirect.
Why BrioDirect?
- ✓Higher potential APY (3.75% vs 3.50%)
Why Quontic Bank?
- ✓Higher rated Android app (4.9 vs 4.4)
— Key Feature Differences —
Better Returns at $10,000
BrioDirectBrioDirect's High-Yield Savings Account earns more on smaller deposits (approx. $375 vs $350/yr).
Better Returns at $25,000
BrioDirectBrioDirect's High-Yield Savings Account pulls ahead with larger amounts (approx. $938 vs $875/yr).
Best for Simplicity
BrioDirectBrioDirect's High-Yield Savings Account offers 3.75% APY with no bundling, direct deposit requirement or caps.
Best Mobile App Experience
Quontic BankQuontic Bank offers an iOS app rated 4.8 (vs. 4.7) and Android app rated 4.9 (vs. 4.4)
Shared Benefits
Over a 1-year period, BrioDirect's High-Yield Savings Account pays $25 more interest on a $10,000 balance than Quontic Bank's High Yield Savings.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Executive Summary as of
BrioDirect offers a High-Yield Savings Account with a competitive APY of 3.75%, which is higher than Quontic Bank's High Yield Savings account at 3.50%. BrioDirect's account requires a minimum deposit of $5,000 and has no maintenance fees or direct deposit requirements, making it a straightforward option for savers. In contrast, Quontic Bank has a lower APY but requires only a $100 minimum deposit and also imposes no maintenance fees. Both accounts are online-only, providing flexibility for digital banking.
The analysis is based on current Banksparency database records
* This content is provided for informational purposes only; always verify details with the provider.
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Top Market Contenders
BrioDirect vs. Quontic Bank Savings Calculator
You earn $25 more with BrioDirect than Quontic Bank on a $10,000 initial deposit for 1 year*.
*This calculation assumes that APYs remain unchanged for 1 year, and takes into account known promo rate periods, but does not factor in bonuses. You can see how often these banks have changed their rates in the Compare Savings Rates Over Time section below.
BrioDirect
High-Yield Savings Account
Savings Breakdown
- Interest Earned+$375.00(3.6%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,375.00
Quontic Bank
High Yield Savings
Savings Breakdown
- Interest Earned+$350.00(3.4%)
- Total Contributions$0
- Initial Deposit$10,000
Projected Balance
$10,350.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
| Feature | BrioDirect | Quontic Bank |
|---|---|---|
| APY | 3.75% Verified: 1/7/2026 ↘︎ 0.45%90d Change | 3.50% Verified: 1/7/2026 ↘︎ 0.25%90d Change |
| Product Name | High-Yield Savings Account | High Yield Savings |
| Minimum Deposit | $5,000 | $100 |
| Min. Balance for APY | $25 | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.7 Android4.4 | iOS4.8 Android4.9 |
| Zelle® Support | Available Accessed via the Webster Bank mobile app. | Available Limit: $1,000/dayDigital-first bank with full native support. |
| BBB Rating | B- | A+ |
| Next Steps | Visit SiteVerify at BrioDirect Non-sponsored link to official site | Visit SiteGo to Quontic Bank * Secure link to our partner |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | BrioDirect | Quontic Bank |
|---|---|---|
| High-Yield Savings Account | High Yield Savings | |
Current APY | 3.75% | 3.50% |
Trend | Stable | Stable |
Velocity (bps/mo) | -6.2 | -1.6 |
Days Since Change | 26 | 8 |
11-Month High | 4.55% | 3.85% |
11-Month Low | 3.75% | 3.50% |
Adjustments / Mo | 0.60 | 0.17 |
Volatility Score | 0.055 | 0.019 |
How to read these metrics(Click to expand)
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High Rates (With Checking Bundle)
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