BrioDirect vs. Peak Bank
Compare rates, requirements, and features side-by-side to find the best option for you.
BrioDirect
High-Yield Savings Account
4.00%APYDec 6, 2025FDIC InsuredMod. MinimumGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
BrioDirect
High-Yield Savings Account
Peak Bank
Envision High Yield Savings
4.20%APYDec 6, 2025FDIC InsuredLow MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
Peak Bank
Envision High Yield Savings
Prefer In-Person Banking?
Both of these banks are online-only. If you need physical branch access, check out our list of high-yield accounts with brick-and-mortar locations.
Comparison Analysis
Comparing BrioDirect vs. Peak Bank
Why BrioDirect?
No distinct advantages found vs Peak Bank.
Why Peak Bank?
- ✓Higher potential APY (4.20% vs 4.00%) on all balances
— Key Feature Differences —
Better Returns at $10,000
Peak BankPeak Bank's Envision High Yield Savings earns more on smaller deposits (approx. $420 vs $400/yr).
Better Returns at $25,000
Peak BankPeak Bank's Envision High Yield Savings pulls ahead with larger amounts (approx. $1050 vs $1000/yr).
Best for Simplicity
Peak BankPeak Bank's Envision High Yield Savings offers 4.20% APY with no bundling, direct deposit requirement or caps.
Best Mobile App Experience
Peak BankPeak Bank offers an iOS app rated 4.8 (vs. 4.7) and Android app rated 4.6 (vs. 4.3)
Shared Benefits
Over a 1-year period, Peak Bank's Envision High Yield Savings pays $20 more interest on a $10,000 balance than BrioDirect's High-Yield Savings Account.
Executive Summary
BrioDirect offers a High-Yield Savings Account with a competitive APY of 4.00%, requiring a minimum deposit of $5,000. This account is online-only and has no maintenance fees. In comparison, Peak Bank's Envision High Yield Savings account provides a higher APY of 4.20% with a lower minimum deposit of $100. It also boasts no maintenance fees and is online-only. Peak Bank's account is noted for better returns at various deposit levels and offers a superior mobile app experience. Therefore, based on the provided data, Peak Bank is the winner.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both BrioDirect and Peak Bank.
| Feature | BrioDirect | Peak Bank |
|---|---|---|
| APY | 4.00% Verified: 12/6/2025 ↘︎ 0.30%90d Change | 4.20% Verified: 12/6/2025 ↘︎ 0.15%90d Change |
| Product Name | High-Yield Savings Account | Envision High Yield Savings |
| Minimum Deposit | $5,000 | $100 |
| Min. Balance for APY | $25 | N/A |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.7 Android4.3 | iOS4.8 Android4.6 |
| BBB Rating | B- | A+ |
| Next Steps |
Savings Comparison
Peak Bank earns $129.6 more than BrioDirect.
BrioDirect
High-Yield Savings Account
Savings Breakdown
- Interest Earned+$2,434.70(11.9%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,434.70
Peak Bank
Envision High Yield Savings
Savings Breakdown
- Interest Earned+$2,564.30(12.5%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,564.30
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | BrioDirect | Peak Bank |
|---|---|---|
| High-Yield Savings Account | Envision High Yield Savings | |
Current APY | 4.00% | 4.20% |
Trend | Stable | Stable |
Velocity (bps/mo) | -5.1 | -3.7 |
Days Since Change | 36 | 66 |
10-Month High | 4.55% | 4.54% |
10-Month Low | 4.00% | 4.20% |
Adjustments / Mo | 0.61 | 0.41 |
Volatility Score | 0.038 | 0.028 |
How to read these metrics(Click to expand)
Compare Similar High-Yield Accounts
Compare BrioDirect vs...
Comparing against Standard Savings
Compare Peak Bank vs...
Comparing against Standard Savings
Higher Rates (With Checking)
Looking for something different? Check out these top-rated alternatives.