Briodirect vs. Ivy Bank
High-Yield Savings Account Comparison
By Aviel Fahl|Last Updated: November 12, 2025
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Summary of BrioDirect vs. Ivy Bank
Key Metrics at a Glance
| Feature | BrioDirect | Ivy Bank |
|---|---|---|
| Top Savings APY | 4.00% High-Yield Savings Account | 4.25% High-Yield Savings Account |
| Minimum to Open | $5,000 | $2,500 |
| Minimum Balance for Top APY | $25 | $2,500 |
BrioDirect
Strengths
- BrioDirect offers a higher APY of 4.00% compared to Ivy Bank's 4.25%.
- BrioDirect has a lower minimum deposit requirement of $5,000.
- BrioDirect's App Store rating is 4.7, same as Ivy Bank.
Potential Drawbacks
- BrioDirect has a lower BBB rating of B- compared to Ivy Bank's A-.
- BrioDirect's APY increased from 4.20% over the past 30 days.
- BrioDirect requires a minimum balance of $25, higher than Ivy Bank's $2,500.
Ivy Bank
Strengths
- Ivy Bank offers a competitive APY of 4.25%, higher than BrioDirect's 4.00%.
- Ivy Bank has a lower minimum balance requirement of $2,500.
- Ivy Bank's BBB rating is A-, indicating better trustworthiness.
Potential Drawbacks
- Ivy Bank's Google Play rating is lower at 3.5 compared to BrioDirect's 4.3.
- Ivy Bank's minimum deposit requirement is $2,500, higher than BrioDirect's $5,000.
- Ivy Bank's APY is lower than BrioDirect's previous APY of 4.20%.
→ As of November 12, 2025 BrioDirect offers an APY of 4.00% for its High-Yield Savings Account, with a minimum balance of $25, compared to Ivy Bank's 4.25% APY for its High-Yield Savings Account, with a minimum balance of $2,500.
→ Ivy Bank yields $25 more than BrioDirect on a $10,000 balance after one year. BrioDirect pays $400, while Ivy Bank pays $425 - an APY advantage for Ivy Bank.
Calculate Savings Growth for BrioDirect vs Ivy Bank
BrioDirect - High-Yield Savings Account
Total savings breakdown:
- Interest earned: $2,434.7 (11.91%)
- Total contributions: $13,000 (63.62%)
- Initial deposit: $5,000 (24.47%)
Your total balance
$20,434.70
Total balance: $20,434.7
Earnings: $2,434.7
Bank OverviewIvy Bank - High-Yield Savings Account
Total savings breakdown:
- Interest earned: $2,596.8 (12.61%)
- Total contributions: $13,000 (63.12%)
- Initial deposit: $5,000 (24.28%)
Your total balance
$20,596.80
Total balance: $20,596.8
Earnings: $2,596.8
Bank OverviewWith a $5,000 initial deposit and $13,000 in total contributions over 5 years, BrioDirect's total earnings would be $162.1 lower than Ivy Bank's total earnings.
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Compare BrioDirect's vs Ivy Bank's Savings Accounts
| BrioDirect | Ivy Bank | ||
|---|---|---|---|
| Product | High-Yield Savings Account | vs | High-Yield Savings Account |
| APY | 4.00% (as of 11/12/2025) | 0.05% - 4.25% (as of 11/12/2025) | |
| Bundled Account | No | No | |
| FDIC-insured | Yes | Yes | |
| Online Only | Yes | Yes | |
| Compound Frequency | Daily | Daily | |
| Minimum Deposit | $5,000 | $2,500 | |
| Minimum Balance for APY | $25 | $2,500 | |
| Maintenance Fee | $0 | $0 | |
| Direct Deposit Required | No | No | |
| Eligibility | United States | Residents of California and U.S. Territories (except District of Columbia) are ineligible to apply. | |
| App Store Rating | 4.7/5 | 4.7/5 | |
| Google Play Rating | 4.3/5 | 3.5/5 | |
| BBB Rating | B- | A- |
No historical data available.