BrioDirect vs. Elevault
Compare rates, requirements, and features side-by-side to find the best option for you.
BrioDirect
High-Yield Savings Account
4.00%APYDec 6, 2025FDIC InsuredMod. MinimumGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
BrioDirect
High-Yield Savings Account
Elevault
High Yield Savings Account
4.08%APYDec 6, 2025FDIC InsuredNo MinimumsShow Fine Print & Trends Hide Details
Elevault
High Yield Savings Account
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.
Comparison Analysis
Comparing BrioDirect vs. Elevault
Why BrioDirect?
- ✓Higher rated iOS app (4.7 vs 3.7)
- ✓Higher rated Android app (4.3 vs 3.9)
Why Elevault?
No distinct advantages found vs BrioDirect.
— Key Feature Differences —
Better Returns at $10,000
ElevaultElevault's High Yield Savings Account earns more on smaller deposits (approx. $408 vs $400/yr).
Best Mobile App Experience
BrioDirectBrioDirect offers an iOS app rated 4.7 (vs. 3.7) and Android app rated 4.3 (vs. 3.9)
Shared Benefits
Over a 1-year period, Elevault's High Yield Savings Account pays $8 more interest on a $10,000 balance than BrioDirect's High-Yield Savings Account.
Executive Summary
BrioDirect offers a High-Yield Savings Account with an APY of 4.00%, requiring a minimum deposit of $5,000 and maintaining a minimum balance of $25, with no maintenance fees. In contrast, Elevault provides a slightly higher APY of 4.08% for its High Yield Savings Account, with no minimum deposit or balance requirements, though interest is capped on balances above $250,000. Both accounts are online-only and do not require direct deposit. Notably, BrioDirect is recognized for its superior mobile app experience, while Elevault is noted for better returns on smaller deposits.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both BrioDirect and Elevault.
| Feature | BrioDirect | Elevault |
|---|---|---|
| APY | 4.00% Verified: 12/6/2025 ↘︎ 0.30%90d Change | 4.08% Verified: 12/6/2025 ↘︎ 0.52%90d Change |
| Product Name | High-Yield Savings Account | High Yield Savings Account |
| Minimum Deposit | $5,000 | $0 |
| Min. Balance for APY | $25 | $0 |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.7 Android4.3 | iOS3.7 Android3.9 |
| BBB Rating | B- | A+ |
| Important Notes | - | The 4.08% APY is up to $250,000. Balances above that earn no interest. Daily deposit limit is $2,500. |
| Next Steps |
Savings Comparison
Elevault earns $51.7 more than BrioDirect.
BrioDirect
High-Yield Savings Account
Savings Breakdown
- Interest Earned+$2,434.70(11.9%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,434.70
Elevault
High Yield Savings Account
Savings Breakdown
- Interest Earned+$2,486.40(12.1%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,486.40
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | BrioDirect | Elevault |
|---|---|---|
| High-Yield Savings Account | High Yield Savings Account | |
Current APY | 4.00% | 4.08% |
Trend | Stable | Stable |
Velocity (bps/mo) | -10.2 | -16.6 |
Days Since Change | 36 | 32 |
4-Month High | 4.30% | 4.60% |
4-Month Low | 4.00% | 4.08% |
Adjustments / Mo | 0.49 | 0.49 |
Volatility Score | 0.032 | 0.048 |
How to read these metrics(Click to expand)
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