BrioDirect vs. E*TRADE from Morgan Stanley
Compare rates, requirements, and features side-by-side to find the best option for you.
BrioDirect
High-Yield Savings Account
4.00%APYDec 10, 2025FDIC InsuredMod. MinimumGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
BrioDirect
High-Yield Savings Account
E*TRADE from Morgan Stanley
Premium Savings Account
3.75%APYDec 10, 2025FDIC InsuredNo MinimumsGreat iOS AppGreat Android AppShow Fine Print & Trends Hide Details
E*TRADE from Morgan Stanley
Premium Savings Account
Market Reality Check
Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.
BrioDirect vs. E*TRADE from Morgan Stanley Savings Calculator
BrioDirect earns $160.9 more than E*TRADE from Morgan Stanley.
BrioDirect
High-Yield Savings Account
Savings Breakdown
- Interest Earned+$2,434.70(11.9%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,434.70
E*TRADE from Morgan Stanley
Premium Savings Account
Savings Breakdown
- Interest Earned+$2,273.80(11.2%)
- Total Contributions$13,000
- Initial Deposit$5,000
Projected Balance
$20,273.80
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Comparison Analysis
Comparing BrioDirect vs. E*TRADE from Morgan Stanley
Why BrioDirect?
- ✓Higher potential APY (4.00% vs 3.75%)
Why E*TRADE from Morgan Stanley?
- ✓Higher rated Android app (4.7 vs 4.3)
— Key Feature Differences —
Better Returns at $10,000
BrioDirectBrioDirect's High-Yield Savings Account earns more on smaller deposits (approx. $400 vs $375/yr).
Better Returns at $25,000
BrioDirectBrioDirect's High-Yield Savings Account pulls ahead with larger amounts (approx. $1000 vs $938/yr).
Best for Simplicity
BrioDirectBrioDirect's High-Yield Savings Account offers 4.00% APY with no bundling, direct deposit requirement or caps.
Shared Benefits
Over a 1-year period, BrioDirect's High-Yield Savings Account pays $25 more interest on a $10,000 balance than E*TRADE from Morgan Stanley's Premium Savings Account.
*This calculation assumes current rates remain consistent for 1 year and does not include temporary bonuses.
Executive Summary
BrioDirect offers a High-Yield Savings Account with a competitive APY of 4.00%, making it the winner in this comparison. This account requires a minimum deposit of $5,000 but has no maintenance fees or direct deposit requirements, and it is entirely online. In contrast, E*TRADE from Morgan Stanley provides a Premium Savings Account with a lower APY of 3.75%, also with no minimum deposit or maintenance fees, and is also online-only. Overall, BrioDirect's account stands out for its higher yield, especially advantageous for larger deposits.
Analysis generated based on current Banksparency database records
* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.
Top Market Contenders
See who beats both BrioDirect and E*TRADE from Morgan Stanley.
| Feature | BrioDirect | E*TRADE from Morgan Stanley |
|---|---|---|
| APY | 4.00% Verified: 12/10/2025 ↘︎ 0.30%90d Change | 3.75% Verified: 12/10/2025 ↘︎ 0.25%90d Change |
| Product Name | High-Yield Savings Account | Premium Savings Account |
| Minimum Deposit | $5,000 | $0 |
| Min. Balance for APY | $25 | $0+ |
| Monthly Fee | $0 | $0 |
| Branch Access | None | None |
| Account Type | Online Only | Online Only |
| Direct Deposit Req. | None | None |
| Checking Bundle | No | No |
| Mobile Apps | iOS4.7 Android4.3 | iOS4.7 Android4.7 |
| BBB Rating | B- | D- |
| Next Steps |
📈 Compare Savings Rates Over Time
Historical Performance
| Metric | BrioDirect | E*TRADE from Morgan Stanley |
|---|---|---|
| High-Yield Savings Account | Premium Savings Account | |
Current APY | 4.00% | 3.75% |
Trend | Stable | Stable |
Velocity (bps/mo) | -5.2 | -3.2 |
Days Since Change | 40 | 78 |
10-Month High | 4.55% | 4.00% |
10-Month Low | 4.00% | 3.75% |
Adjustments / Mo | 0.60 | 0.10 |
Volatility Score | 0.039 | 0.030 |
How to read these metrics(Click to expand)
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