High-Yield Savings Account Comparison

Bask Bank vs. Zynlo Bank

Compare rates, requirements, and features side-by-side to find the best option for you.

Analysis by Aviel Fahl
Updated December 6, 2025
Advertising Disclosure: We may earn a commission from partner links.

Bask Bank

Interest Savings Account

3.90%
APY
Dec 6, 2025
FDIC InsuredNo MinimumsGreat iOS AppGreat Android App
Show Fine Print & Trends

Zynlo Bank

Tomorrow Savings Account

4.05%
APY
Dec 6, 2025
FDIC InsuredLow MinimumsGreat iOS App
Show Fine Print & Trends

Market Reality Check

Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.

See Top Rates

Comparison Analysis

Comparing Bask Bank vs. Zynlo Bank

Updated: Dec 6, 2025

Why Bask Bank?

  • Higher rated iOS app (4.7 vs 4.0)
  • Higher rated Android app (4.5 vs 3.5)

Why Zynlo Bank?

  • Higher potential APY (4.05% vs 3.90%) on all balances

— Key Feature Differences —

Better Returns at $10,000
Zynlo Bank

Zynlo Bank's Tomorrow Savings Account earns more on smaller deposits (approx. $405 vs $390/yr).

Better Returns at $25,000
Zynlo Bank

Zynlo Bank's Tomorrow Savings Account pulls ahead with larger amounts (approx. $1013 vs $975/yr).

Best Mobile App Experience
Bask Bank

Bask Bank offers an iOS app rated 4.7 (vs. 4.0) and Android app rated 4.5 (vs. 3.5)

Shared Benefits

Both offer monthly maintenance-free account options Available Nationwide Available to New & Existing Customers
The Bottom Line

Over a 1-year period, Zynlo Bank's Tomorrow Savings Account pays $15 more interest on a $10,000 balance than Bask Bank's Interest Savings Account.

Bask BankZynlo Bank
Automated Data Audit

Executive Summary

Zynlo Bank offers the Tomorrow Savings Account with a competitive APY of 4.05%, making it the winner in this comparison. This account allows for a minimum deposit of $10 and has no maintenance fees, appealing to those looking for higher returns even on smaller deposits. In contrast, Bask Bank's Interest Savings Account provides a solid APY of 3.90% with no minimum deposit or maintenance fees, but it falls slightly behind Zynlo's offering. Both banks operate online only and do not require direct deposits, providing flexibility for customers. Overall, Zynlo Bank stands out for its higher yield.

Analysis generated based on current Banksparency database records

* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.

Top Market Contenders

See who beats both Bask Bank and Zynlo Bank.

Compare All High-Yield Savings Accounts
Pibank
Pibank Savings
FDIC InsuredNo Minimums
4.60% APY
+0.55% vs Zynlo Bank
Better Rate
Neighbors Bank
Neighbors Savings Account
FDIC InsuredNo MinimumsGreat Android App
4.50% APY
+0.45% vs Zynlo Bank
Better Rate
Axos Bank
Axos ONE
FDIC InsuredNo MinimumsGreat iOS AppGreat Android App
4.31% APY
+0.26% vs Zynlo Bank
Better Rate
FeatureBask BankZynlo Bank
APY
3.90%
Verified: 12/6/2025
↘︎ 0.25%90d Change
4.05%
Verified: 12/6/2025
↘︎ 0.30%90d Change
Product NameInterest Savings AccountTomorrow Savings Account
Minimum Deposit$0$10
Min. Balance for APY$0$0.01
Monthly Fee$0$0
Branch AccessNoneNone
Account Type
Online Only
Online Only
Direct Deposit Req.NoneNone
Checking BundleNoNo
Mobile Apps
iOS4.7
Android4.5
iOS4.0
Android3.5
BBB RatingBA+
Next Steps

Savings Comparison

Calculations based on current APY.
$
$

Zynlo Bank earns $96.8 more than Bask Bank.

Bask Bank

Interest Savings Account

3.90% APY

Savings Breakdown

  • Interest Earned
    +$2,370.20(11.6%)
  • Total Contributions
    $13,000
  • Initial Deposit
    $5,000

Projected Balance

$20,370.20

Effective APY
3.90%

Zynlo Bank

Tomorrow Savings Account

4.05% APY

Savings Breakdown

  • Interest Earned
    +$2,467.00(12.1%)
  • Total Contributions
    $13,000
  • Initial Deposit
    $5,000

Projected Balance

$20,467.00

Effective APY
4.05%

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

📈 Compare Savings Rates Over Time

Historical Performance

Last 9 Months Analysis
MetricBask BankZynlo Bank
Interest Savings AccountTomorrow Savings Account
Current APY
3.90%4.05%
Trend
Stable Stable
Velocity (bps/mo)
-4.5-2.6
Days Since Change
2914
9-Month High
4.35%4.35%
9-Month Low
3.90%4.05%
Adjustments / Mo
0.450.23
Volatility Score
0.0320.022
How to read these metrics(Click to expand)

Trends & Velocity

  • Trend: The general direction of the rate over the analyzed period. Useful for spotting if a bank is currently aggressive or pulling back.
  • Velocity (bps/mo): Speed of change. A high positive number means they raise rates quickly. 10 bps = 0.10%.
  • Adjustments/Mo: "Twitchiness." High frequency means the rate changes constantly; low frequency means it's stable.

Risk & Range

  • High/Low: The absolute ceiling and floor of the rate during the 265-day window.
  • Volatility Score: Lower is better for predictability. It indicates how wildly the rate swings relative to its average.
  • Days Since Change: If this number is high (e.g., >90), the rate is very sticky. If low, it changed recently.

More Comparisons

Compare Bask Bank's APY of 3.90% with other banks
Compare Zynlo Bank's APY of 4.05% with other banks