Bask Bank vs. Vio Bank
High-Yield Savings Account Comparison
By Aviel Fahl|Last Updated: November 12, 2025
We earn a commission if you open an account through some links on this page.
Summary of Bask Bank vs. Vio Bank
Key Metrics at a Glance
| Feature | Bask Bank | Vio Bank |
|---|---|---|
| Top Savings APY | 3.90% Interest Savings Account | 4.21% Online Savings Account |
| Minimum to Open | $0 | $100 |
| Minimum Balance for Top APY | $0 | $0 |
Bask Bank
Strengths
- Bask Bank offers a competitive APY of 3.90%, though it decreased from 4.05% in the last 30 days.
- Bask Bank has no maintenance fees and no minimum deposit requirement.
- Bask Bank has a high App Store rating of 4.7.
Potential Drawbacks
- Bask Bank has a BBB rating of B and is not BBB Accredited.
- Bask Bank has no branch locations for in-person banking.
- Bask Bank's Google Play rating is lower at 4.5.
Vio Bank
Strengths
- Vio Bank has a higher APY of 4.21% with no recent changes.
- Vio Bank has a BBB rating of A+ and is BBB Accredited.
- Vio Bank has a minimum deposit of only $100.
Potential Drawbacks
- Vio Bank charges a $5 maintenance fee if electronic statements are not selected.
- Vio Bank has a lower App Store rating of 4.6 compared to Bask Bank.
- Vio Bank's Google Play rating is significantly lower at 3.3.
→ As of November 12, 2025 Bask Bank offers an APY of 3.90% for its Interest Savings Account, with a minimum balance of $0, compared to Vio Bank's 4.21% APY for its Online Savings Account, with a minimum balance of $0.
→ Vio Bank yields $31 more than Bask Bank on a $10,000 balance after one year. Bask Bank pays $390, while Vio Bank pays $421 - an APY advantage for Vio Bank.
Calculate Savings Growth for Bask Bank vs Vio Bank
Bask Bank - Interest Savings Account
Total savings breakdown:
- Interest earned: $2,370.2 (11.64%)
- Total contributions: $13,000 (63.82%)
- Initial deposit: $5,000 (24.55%)
Your total balance
$20,370.20
Total balance: $20,370.2
Earnings: $2,370.2
Bank OverviewVio Bank - Online Savings Account
Total savings breakdown:
- Interest earned: $2,570.8 (12.50%)
- Total contributions: $13,000 (63.20%)
- Initial deposit: $5,000 (24.31%)
Your total balance
$20,570.80
Total balance: $20,570.8
Earnings: $2,570.8
Bank OverviewWith a $5,000 initial deposit and $13,000 in total contributions over 5 years, Bask Bank's total earnings would be $200.6 lower than Vio Bank's total earnings.
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
Compare Bask Bank's vs Vio Bank's Savings Accounts
| Bask Bank | Vio Bank | ||
|---|---|---|---|
| Product | Interest Savings Account | vs | Online Savings Account |
| APY | 3.90% (as of 11/12/2025) | 4.21% (as of 11/12/2025) | |
| Bundled Account | No | No | |
| FDIC-insured | Yes | Yes | |
| Online Only | Yes | Yes | |
| Compound Frequency | Daily | Daily | |
| Minimum Deposit | $0 | $100 | |
| Minimum Balance for APY | $0 | $0 | |
| Maintenance Fee | $0 | $0, if electronic statements selected, otherwise $5 | |
| Direct Deposit Required | No | No | |
| App Store Rating | 4.7/5 | 4.6/5 | |
| Google Play Rating | 4.5/5 | 3.3/5 | |
| BBB Rating | B | A+ |
No historical data available.