High-Yield Savings Account Comparison

Bask Bank vs. FVCbank

Compare rates, requirements, and features side-by-side to find the best option for you.

Analysis by Aviel Fahl
Updated December 6, 2025
Advertising Disclosure: We may earn a commission from partner links.

Bask Bank

Interest Savings Account

3.90%
APY
Dec 6, 2025
FDIC InsuredNo MinimumsGreat iOS AppGreat Android App
Show Fine Print & Trends

FVCbank

Advantage Direct Savings

3.85%
APY
Dec 6, 2025
FDIC InsuredLow MinimumsGreat iOS App
Show Fine Print & Trends

Market Reality Check

Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.

See Top Rates

Comparison Analysis

Comparing Bask Bank vs. FVCbank

Updated: Dec 6, 2025

Why Bask Bank?

  • Higher rated Android app (4.5 vs 3.6)

Why FVCbank?

No distinct advantages found vs Bask Bank.

— Key Feature Differences —

Best Mobile App Experience
Bask Bank

Bask Bank offers an iOS app rated 4.7 (vs. 4.4) and Android app rated 4.5 (vs. 3.6)

Shared Benefits

Both offer monthly maintenance-free account options Available Nationwide Available to New & Existing Customers
The Bottom Line

Over a 1-year period, Bask Bank's Interest Savings Account pays $5 more interest on a $10,000 balance than FVCbank's Advantage Direct Savings.

FVCbankBask Bank
Automated Data Audit

Executive Summary

Bask Bank offers a competitive Interest Savings Account with an APY of 3.90%, slightly higher than FVCbank's Advantage Direct Savings at 3.85%. Both accounts are online-only and have no maintenance fees. Bask Bank stands out with a superior mobile app experience, rated 4.7 for iOS and 4.5 for Android, compared to FVCbank's offerings. Additionally, Bask Bank has no minimum deposit or balance requirements, making it accessible for all users, while FVCbank requires a minimum deposit of $500. Overall, Bask Bank is the winner based on its higher APY and user-friendly mobile experience.

Analysis generated based on current Banksparency database records

* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.

Top Market Contenders

See who beats both Bask Bank and FVCbank.

Compare All High-Yield Savings Accounts
Pibank
Pibank Savings
FDIC InsuredNo Minimums
4.60% APY
+0.70% vs Bask Bank
Better Rate
Neighbors Bank
Neighbors Savings Account
FDIC InsuredNo MinimumsGreat Android App
4.50% APY
+0.60% vs Bask Bank
Better Rate
Axos Bank
Axos ONE
FDIC InsuredNo MinimumsGreat iOS AppGreat Android App
4.31% APY
+0.41% vs Bask Bank
Better Rate
FeatureBask BankFVCbank
APY
3.90%
Verified: 12/6/2025
↘︎ 0.25%90d Change
3.85%
Verified: 12/6/2025
↘︎ 0.50%90d Change
Product NameInterest Savings AccountAdvantage Direct Savings
Minimum Deposit$0$500
Min. Balance for APY$0$500
Monthly Fee$0$0
Branch AccessNoneNone
Account Type
Online Only
Online Only
Direct Deposit Req.NoneNone
Checking BundleNoNo
Mobile Apps
iOS4.7
Android4.5
iOS4.4
Android3.6
BBB RatingBB-
Next Steps

Savings Comparison

Calculations based on current APY.
$
$

Bask Bank earns $32.2 more than FVCbank.

Bask Bank

Interest Savings Account

3.90% APY

Savings Breakdown

  • Interest Earned
    +$2,370.20(11.6%)
  • Total Contributions
    $13,000
  • Initial Deposit
    $5,000

Projected Balance

$20,370.20

Effective APY
3.90%

FVCbank

Advantage Direct Savings

3.85% APY

Savings Breakdown

  • Interest Earned
    +$2,338.00(11.5%)
  • Total Contributions
    $13,000
  • Initial Deposit
    $5,000

Projected Balance

$20,338.00

Effective APY
3.85%

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

📈 Compare Savings Rates Over Time

Historical Performance

Last 9 Months Analysis
MetricBask BankFVCbank
Interest Savings AccountAdvantage Direct Savings
Current APY
3.90%3.85%
Trend
Stable Stable
Velocity (bps/mo)
-4.5-8.3
Days Since Change
2935
9-Month High
4.35%4.55%
9-Month Low
3.90%3.85%
Adjustments / Mo
0.460.92
Volatility Score
0.0310.056
How to read these metrics(Click to expand)

Trends & Velocity

  • Trend: The general direction of the rate over the analyzed period. Useful for spotting if a bank is currently aggressive or pulling back.
  • Velocity (bps/mo): Speed of change. A high positive number means they raise rates quickly. 10 bps = 0.10%.
  • Adjustments/Mo: "Twitchiness." High frequency means the rate changes constantly; low frequency means it's stable.

Risk & Range

  • High/Low: The absolute ceiling and floor of the rate during the 262-day window.
  • Volatility Score: Lower is better for predictability. It indicates how wildly the rate swings relative to its average.
  • Days Since Change: If this number is high (e.g., >90), the rate is very sticky. If low, it changed recently.

More Comparisons

Compare Bask Bank's APY of 3.90% with other banks
Compare FVCbank's APY of 3.85% with other banks