High-Yield Savings Account Comparison

Bask Bank vs. Elevault

Compare rates, requirements, and features side-by-side to find the best option for you.

Analysis by Aviel Fahl
Updated December 6, 2025
Advertising Disclosure: We may earn a commission from partner links.

Bask Bank

Interest Savings Account

3.90%
APY
Dec 6, 2025
FDIC InsuredNo MinimumsGreat iOS AppGreat Android App
Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0
Maintenance Fee$0
Compound FreqDaily
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 34383)
EligibilityUnited States
Mobile Ratings
iOS:4.7Android:4.5
BBB Rating
B(Not BBB Accredited)

Rate Stability

30 days
↘︎ 0.15%
90 days
↘︎ 0.25%
Read Bank Overview

Elevault

High Yield Savings Account

4.08%
APY
Dec 6, 2025
FDIC InsuredNo Minimums
Show Fine Print & Trends
Min. Deposit$0
Min. Balance$0
Maintenance Fee$0
Compound FreqDaily
Direct DepositNot required
Deposit InsuranceFDIC Insured(Cert: 1528)
EligibilityUnited States
Mobile Ratings
iOS:3.7Android:3.9
BBB Rating
A+(Not BBB Accredited)

Important Note

The 4.08% APY is up to $250,000. Balances above that earn no interest. Daily deposit limit is $2,500.

Rate Stability

Rate Adjusted
-0.52%
Since 90 days ago
Read Bank Overview

Market Reality Check

Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.

See Top Rates

Comparison Analysis

Comparing Bask Bank vs. Elevault

Updated: Dec 6, 2025

Why Bask Bank?

  • ✓Higher rated iOS app (4.7 vs 3.7)
  • ✓Higher rated Android app (4.5 vs 3.9)

Why Elevault?

  • ✓Higher potential APY (4.08% vs 3.90%) on all balances

— Key Feature Differences —

Better Returns at $10,000
Elevault

Elevault's High Yield Savings Account earns more on smaller deposits (approx. $408 vs $390/yr).

Better Returns at $25,000
Elevault

Elevault's High Yield Savings Account pulls ahead with larger amounts (approx. $1020 vs $975/yr).

Best Mobile App Experience
Bask Bank

Bask Bank offers an iOS app rated 4.7 (vs. 3.7) and Android app rated 4.5 (vs. 3.9)

Shared Benefits

Both offer monthly maintenance-free account options Both banks have options with $0 opening deposit Available Nationwide Available to New & Existing Customers
The Bottom Line

Over a 1-year period, Elevault's High Yield Savings Account pays $18 more interest on a $10,000 balance than Bask Bank's Interest Savings Account.

Bask BankElevault
Automated Data Audit

Executive Summary

Elevault offers a High Yield Savings Account with a competitive APY of 4.08%, making it the winner in this comparison. This account is online-only, requires no minimum deposit or maintenance fees, and allows daily deposits up to $2,500, with interest earned on balances up to $250,000. In contrast, Bask Bank's Interest Savings Account provides a lower APY of 3.90% but also features no minimum deposit or maintenance fees and is similarly online-only. Both banks have favorable conditions, but Elevault's higher APY positions it as the better option for savers.

Analysis generated based on current Banksparency database records

* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.

ExploreBask BankExploreElevault

Top Market Contenders

See who beats both Bask Bank and Elevault.

Compare All High-Yield Savings Accounts
Pibank
Pibank Savings
FDIC InsuredNo Minimums
4.60% APY
+0.52% vs Elevault
Better Rate
Pibank vs Bask BankPibank vs Elevault
Neighbors Bank
Neighbors Savings Account
FDIC InsuredNo MinimumsGreat Android App
4.50% APY
+0.42% vs Elevault
Better Rate
Neighbors Bank vs Bask BankNeighbors Bank vs Elevault
Axos Bank
Axos ONE
FDIC InsuredNo MinimumsGreat iOS AppGreat Android App
4.31% APY
+0.23% vs Elevault
Better Rate
Axos Bank vs Bask BankAxos Bank vs Elevault
FeatureBask BankElevault
APY
3.90%
Verified: 12/6/2025
↘︎ 0.25%90d Change
4.08%
Verified: 12/6/2025
↘︎ 0.52%90d Change
Product NameInterest Savings AccountHigh Yield Savings Account
Minimum Deposit$0$0
Min. Balance for APY$0$0
Monthly Fee$0$0
Branch AccessNoneNone
Account Type
Online Only
Online Only
Direct Deposit Req.NoneNone
Checking BundleNoNo
Mobile Apps
iOS4.7
Android4.5
iOS3.7
Android3.9
BBB RatingBA+
Important Notes-The 4.08% APY is up to $250,000. Balances above that earn no interest. Daily deposit limit is $2,500.
Next Steps
- View Details
- View Details

Savings Comparison

Calculations based on current APY.
$
$

Elevault earns $116.2 more than Bask Bank.

Bask Bank

Interest Savings Account

3.90% APY

Savings Breakdown

  • Interest Earned
    +$2,370.20(11.6%)
  • Total Contributions
    $13,000
  • Initial Deposit
    $5,000

Projected Balance

$20,370.20

Effective APY
3.90%
View Details

Elevault

High Yield Savings Account

4.08% APY

Savings Breakdown

  • Interest Earned
    +$2,486.40(12.1%)
  • Total Contributions
    $13,000
  • Initial Deposit
    $5,000

Projected Balance

$20,486.40

Effective APY
4.08%
View Details

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

📈 Compare Savings Rates Over Time

Historical Performance

Last 4 Months Analysis
MetricBask BankElevault
Interest Savings AccountHigh Yield Savings Account
Current APY
3.90%4.08%
Trend
 Stable Stable
Velocity (bps/mo)
-8.6-16.6
Days Since Change
2932
4-Month High
4.20%4.60%
4-Month Low
3.90%4.08%
Adjustments / Mo
0.740.49
Volatility Score
0.0270.048
How to read these metrics(Click to expand)

Trends & Velocity

  • Trend: The general direction of the rate over the analyzed period. Useful for spotting if a bank is currently aggressive or pulling back.
  • Velocity (bps/mo): Speed of change. A high positive number means they raise rates quickly. 10 bps = 0.10%.
  • Adjustments/Mo: "Twitchiness." High frequency means the rate changes constantly; low frequency means it's stable.

Risk & Range

  • High/Low: The absolute ceiling and floor of the rate during the 122-day window.
  • Volatility Score: Lower is better for predictability. It indicates how wildly the rate swings relative to its average.
  • Days Since Change: If this number is high (e.g., >90), the rate is very sticky. If low, it changed recently.

Compare Similar High-Yield Accounts

Compare Bask Bank vs...

Comparing against Standard Savings

vs Bask Bank
PibankNo Bundle Req
4.60%
APY
vs Bask Bank
Neighbors BankNo Bundle Req
4.50%
APY
vs Bask Bank
TIMBRNo Bundle Req
4.40%
APY

Compare Elevault vs...

Comparing against Standard Savings

vs Elevault
PibankNo Bundle Req
4.60%
APY
vs Elevault
Neighbors BankNo Bundle Req
4.50%
APY
vs Elevault
TIMBRNo Bundle Req
4.40%
APY

Higher Rates (With Checking)

Looking for something different? Check out these top-rated alternatives.

Checking Bundle
Axos Bank View Details
4.31%
APY
Checking Bundle
SoFi Bank View Details
4.30%
APY
Checking Bundle
Presidential Bank View Details
4.00%
APY

More Comparisons

Compare Bask Bank's APY of 3.90% with other banks
Bank PairCompetitor APYMin Deposit
Bask Bank vs Ally Bank3.30%$0
Bask Bank vs American Express3.40%$0
Bask Bank vs Axos Bank4.31%$0
Bask Bank vs Bank of America0.01%$100
Bask Bank vs Barclays4.00%$0
Bask Bank vs BMO Alto3.25%$0
Bask Bank vs BrioDirect4.00%$5,000
Bask Bank vs Capital One3.40%$0
Bask Bank vs Chase Bank0.01%$0
Bask Bank vs Chime3.50%$0
Bask Bank vs CIT Bank3.75%$100
Bask Bank vs Citibank3.30%$0
Bask Bank vs Citizens Access™3.35%$0.01
Bask Bank vs Climate First Bank4.21%$50
Bask Bank vs Discover Bank3.40%$0
Bask Bank vs EverBank4.05%$0
Bask Bank vs Fitness Bank4.75%$100
Bask Bank vs FNBO Direct3.00%$1
Bask Bank vs Forbright Bank4.00%$0
Bask Bank vs FVCbank3.85%$500
Bask Bank vs GO2bank4.50%$0
Bask Bank vs Ivy Bank4.25%$2,500
Bask Bank vs LendingClub4.20%$0
Bask Bank vs Marcus by Goldman Sachs3.65%$0
Bask Bank vs Neighbors Bank4.50%$0
Bask Bank vs Newtek Bank4.35%$0.01
Bask Bank vs Openbank4.20%$500
Bask Bank vs Peak Bank4.20%$100
Bask Bank vs Pibank4.60%$0
Bask Bank vs PNC3.53%$0
Bask Bank vs Presidential Bank4.00%$5,000
Bask Bank vs Quontic Bank3.75%$100
Bask Bank vs Salem Five Direct3.71%$10
Bask Bank vs Santander Bank0.01%$25
Bask Bank vs SoFi Bank4.30%$0
Bask Bank vs Synchrony Bank3.65%$0
Bask Bank vs TIMBR4.40%$1,000
Bask Bank vs UFB Direct3.71%$5000
Bask Bank vs Valley Direct4.10%$1,000
Bask Bank vs Varo Bank5.00%$0
Bask Bank vs Vio Bank4.16%$100
Bask Bank vs Wealthfront4.15%$0
Bask Bank vs Wells Fargo0.05%$25
Bask Bank vs Zynlo Bank4.05%$10
Compare Elevault's APY of 4.08% with other banks
Bank PairCompetitor APYMin Deposit
Elevault vs Ally Bank3.30%$0
Elevault vs American Express3.40%$0
Elevault vs Axos Bank4.31%$0
Elevault vs Bank of America0.01%$100
Elevault vs Barclays4.00%$0
Elevault vs BMO Alto3.25%$0
Elevault vs BrioDirect4.00%$5,000
Elevault vs Capital One3.40%$0
Elevault vs Chase Bank0.01%$0
Elevault vs Chime3.50%$0
Elevault vs CIT Bank3.75%$100
Elevault vs Citibank3.30%$0
Elevault vs Citizens Access™3.35%$0.01
Elevault vs Climate First Bank4.21%$50
Elevault vs Discover Bank3.40%$0
Elevault vs EverBank4.05%$0
Elevault vs Fitness Bank4.75%$100
Elevault vs FNBO Direct3.00%$1
Elevault vs Forbright Bank4.00%$0
Elevault vs FVCbank3.85%$500
Elevault vs GO2bank4.50%$0
Elevault vs Ivy Bank4.25%$2,500
Elevault vs LendingClub4.20%$0
Elevault vs Marcus by Goldman Sachs3.65%$0
Elevault vs Neighbors Bank4.50%$0
Elevault vs Newtek Bank4.35%$0.01
Elevault vs Openbank4.20%$500
Elevault vs Peak Bank4.20%$100
Elevault vs Pibank4.60%$0
Elevault vs PNC3.53%$0
Elevault vs Presidential Bank4.00%$5,000
Elevault vs Quontic Bank3.75%$100
Elevault vs Salem Five Direct3.71%$10
Elevault vs Santander Bank0.01%$25
Elevault vs SoFi Bank4.30%$0
Elevault vs Synchrony Bank3.65%$0
Elevault vs TIMBR4.40%$1,000
Elevault vs UFB Direct3.71%$5000
Elevault vs Valley Direct4.10%$1,000
Elevault vs Varo Bank5.00%$0
Elevault vs Vio Bank4.16%$100
Elevault vs Wealthfront4.15%$0
Elevault vs Wells Fargo0.05%$25
Elevault vs Zynlo Bank4.05%$10