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Savings Comparisons

Bank-to-Bank Savings Account Comparisons

Banksparency compares the advertised savings rates of 43 banks, side by side, in 552 bank-to-bank comparison pages. The highest savings rate among them is 4.50% APY, advertised by GO2bank on its High Yield Savings.

By Aviel Fahl

Rates verified: Saturday, August 22, 2026|
View Highest Savings RatesAll 552 Comparisons

Savings Comparison Dashboard

Live signals across 43 compared banks.

The mean of the compared banks' best savings APYs is 3.31%. The FDIC national average for savings accounts is 0.38% as of Aug 2026.

Rates observed Saturday, August 22, 2026

Market Snapshot

Top Advertised APY

4.50% APY

Across compared banks

Mean Best APY

3.31% APY

Each compared bank's best savings APY

0.38%

As of Aug 2026•

Comparison Pages

552

43 banks, two per page

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Highest Savings RatesSavings Accounts OverviewSavings CalculatorAll 552 Comparisons
Rates last observed Saturday, August 22, 2026.

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Select two banks, or search a bank by name.

All 552 Bank Comparisons

Every comparison page, grouped by bank.

Ally Bank

American Express

Axos Bank

Barclays

Capital One

Chime

CIT Bank

EverBank

Marcus by Goldman Sachs

Newtek Bank

Openbank

Pibank

SoFi Bank

Synchrony Bank

Varo Bank

Wealthfront

Savings comparison questions

Which bank advertises the highest savings rate right now?

GO2bank advertises 4.50% APY on its High Yield Savings, the highest rate among the 43 compared banks as observed on Saturday, August 22, 2026.

How does Banksparency compare two banks?

Each comparison page puts two banks side by side: the advertised APY, the minimum deposit, the account terms, and the rate history of each. Banksparency tracks 552 bank pairs across 43 banks, and reads each rate from the bank's own website.

How do these savings rates compare with the FDIC national average?

The highest advertised rate, 4.50% APY, is 11.8 times the FDIC national average for savings accounts, 0.38% as of Aug 2026. The FDIC national rate cap for savings accounts is 4.38%.

When were these savings rates last observed?

The rates on this page were last observed on Saturday, August 22, 2026. Banksparency reads each institution's advertised rate from its own website and records the date of every observation. A rate can change at any time, so confirm it with the institution before you open an account.