High-Yield Savings Account Comparison

Bask Bank vs. BrioDirect

Compare rates, requirements, and features side-by-side to find the best option for you.

Analysis by Aviel Fahl
Updated December 6, 2025
Advertising Disclosure: We may earn a commission from partner links.

Bask Bank

Interest Savings Account

3.90%
APY
Dec 6, 2025
FDIC InsuredNo MinimumsGreat iOS AppGreat Android App
Show Fine Print & Trends

BrioDirect

High-Yield Savings Account

4.00%
APY
Dec 6, 2025
FDIC InsuredMod. MinimumGreat iOS AppGreat Android App
Show Fine Print & Trends

Market Reality Check

Both of these banks offer rates below the current top tier. The best rates we track are currently above 4.25% APY.

See Top Rates

Comparison Analysis

Comparing Bask Bank vs. BrioDirect

Updated: Dec 6, 2025

Why Bask Bank?

No distinct advantages found vs BrioDirect.

Why BrioDirect?

No distinct advantages found vs Bask Bank.

— Key Feature Differences —

Better Returns at $10,000
BrioDirect

BrioDirect's High-Yield Savings Account earns more on smaller deposits (approx. $400 vs $390/yr).

Shared Benefits

Both offer monthly maintenance-free account options Available Nationwide Available to New & Existing Customers
The Bottom Line

Over a 1-year period, BrioDirect's High-Yield Savings Account pays $10 more interest on a $10,000 balance than Bask Bank's Interest Savings Account.

Bask BankBrioDirect
Automated Data Audit

Executive Summary

BrioDirect offers a High-Yield Savings Account with an APY of 4.00%, making it the highest-yielding option compared to Bask Bank's Interest Savings Account, which has an APY of 3.90%. Both accounts are online-only and require no maintenance fees, but BrioDirect has a minimum deposit requirement of $5,000 and a minimum balance of $25. Bask Bank, on the other hand, has no minimum deposit or balance requirements, making it more accessible for smaller savers. Overall, for those looking to maximize returns, BrioDirect is the better choice.

Analysis generated based on current Banksparency database records

* AI-generated content provided for informational purposes only. Accuracy is not guaranteed; always verify details with the provider.

Top Market Contenders

See who beats both Bask Bank and BrioDirect.

Compare All High-Yield Savings Accounts
Pibank
Pibank Savings
FDIC InsuredNo Minimums
4.60% APY
+0.60% vs BrioDirect
Better Rate
Neighbors Bank
Neighbors Savings Account
FDIC InsuredNo MinimumsGreat Android App
4.50% APY
+0.50% vs BrioDirect
Better Rate
Axos Bank
Axos ONE
FDIC InsuredNo MinimumsGreat iOS AppGreat Android App
4.31% APY
+0.31% vs BrioDirect
Better Rate
FeatureBask BankBrioDirect
APY
3.90%
Verified: 12/6/2025
↘︎ 0.25%90d Change
4.00%
Verified: 12/6/2025
↘︎ 0.30%90d Change
Product NameInterest Savings AccountHigh-Yield Savings Account
Minimum Deposit$0$5,000
Min. Balance for APY$0$25
Monthly Fee$0$0
Branch AccessNoneNone
Account Type
Online Only
Online Only
Direct Deposit Req.NoneNone
Checking BundleNoNo
Mobile Apps
iOS4.7
Android4.5
iOS4.7
Android4.3
BBB RatingBB-
Next Steps

Savings Comparison

Calculations based on current APY.
$
$

BrioDirect earns $64.5 more than Bask Bank.

Bask Bank

Interest Savings Account

3.90% APY

Savings Breakdown

  • Interest Earned
    +$2,370.20(11.6%)
  • Total Contributions
    $13,000
  • Initial Deposit
    $5,000

Projected Balance

$20,370.20

Effective APY
3.90%

BrioDirect

High-Yield Savings Account

4.00% APY

Savings Breakdown

  • Interest Earned
    +$2,434.70(11.9%)
  • Total Contributions
    $13,000
  • Initial Deposit
    $5,000

Projected Balance

$20,434.70

Effective APY
4.00%

The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.

📈 Compare Savings Rates Over Time

Historical Performance

Last 12 Months Analysis
MetricBask BankBrioDirect
Interest Savings AccountHigh-Yield Savings Account
Current APY
3.90%4.00%
Trend
Stable Stable
Velocity (bps/mo)
-4.6-5.4
Days Since Change
2936
12-Month High
4.65%4.85%
12-Month Low
3.90%4.00%
Adjustments / Mo
0.510.68
Volatility Score
0.0400.045
How to read these metrics(Click to expand)

Trends & Velocity

  • Trend: The general direction of the rate over the analyzed period. Useful for spotting if a bank is currently aggressive or pulling back.
  • Velocity (bps/mo): Speed of change. A high positive number means they raise rates quickly. 10 bps = 0.10%.
  • Adjustments/Mo: "Twitchiness." High frequency means the rate changes constantly; low frequency means it's stable.

Risk & Range

  • High/Low: The absolute ceiling and floor of the rate during the 354-day window.
  • Volatility Score: Lower is better for predictability. It indicates how wildly the rate swings relative to its average.
  • Days Since Change: If this number is high (e.g., >90), the rate is very sticky. If low, it changed recently.

More Comparisons

Compare Bask Bank's APY of 3.90% with other banks
Compare BrioDirect's APY of 4.00% with other banks