High-Yield Savings Accounts
With Top-Rated Mobile Apps
Compare FDIC-insured high-yield savings accounts (HYSAs) with:- 📱 Excellent mobile apps (4.0+ ratings)
- 🔎 Helpful filters to find your best account
HYSAs with Top-Rated Apps on June 20, 2025
TIP: Use the drop-down filters above to narrow the selection.
1. Varo Bank
Savings Account: High-Yield Savings Account
Top APY: 5.00%→
Minimum Deposit: $0
Minimum Balance for APY: $0.01
App Store Rating: 4.9/5Google Play Rating: 4.7/5| Feature | Details |
|---|---|
| APY: | 2.50% - 5.00% (6/20/2025) |
| APY Trend: | Stable for the last month |
| Note: | Earn 5.00% APY on up to $5,000 and 2.50% APY on the rest. Direct deposit required. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.9/5 Google Play Rating: 4.7/5 |
| Bundled: | No |
| Direct Deposit Required: | Yes. Min. $1,000/month |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Varo Money, Inc. |
| Better Business Bureau (BBB): | BBB Rating: A- BBB Accredited |
| Branches: | None |
Calculate Savings for Varo Bank
High-Yield Savings Account (APY: 2.50% ⎼ 5.00%)
Total savings breakdown:
- Interest earned: $5 (4.76%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (95.24%)
Your total balance
$105.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
2. Axos Bank
Savings Account: Axos ONE
Top APY: 4.66%→
Minimum Deposit: $0
Minimum Balance for APY: $0
App Store Rating: 4.7/5Google Play Rating: 4.4/5| Feature | Details |
|---|---|
| APY: | 4.66% (6/20/2025) |
| APY Trend: | Stable for the last month |
| Note: | This APY is only available in the Axos ONE savings and checking bundle. Must maintain $1,500 on avg. daily balance in ONE Checking for APY. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.7/5 Google Play Rating: 4.4/5 |
| Bundled: | Yes |
| Direct Deposit Required: | Yes. Min. $1,500/month to ONE Checking. |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Holding company of Axos Financial, Inc. (NYSE: AX) |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited |
| Branches: | None |
Calculate Savings for Axos Bank
Axos ONE (APY: 4.66%)
Total savings breakdown:
- Interest earned: $5 (4.76%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (95.24%)
Your total balance
$105.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
3. ROGER
Savings Account: ROGER Savings
Top APY: 4.65%→
Minimum Deposit: $0
Minimum Balance for APY: $0
App Store Rating: 4.9/5Google Play Rating: 4.7/5| Feature | Details |
|---|---|
| APY: | 4.65% (6/20/2025) |
| APY Trend: | Stable for the last month |
| Note: | The 4.65% APY is for balances up to $250,000, while higher balances earn no interest. You need a ROGER Checking account to open. While designed for military members and their families, ROGER is open to all. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.9/5 Google Play Rating: 4.7/5 |
| Bundled: | Yes |
| Direct Deposit Required: | No |
| Compound Freq.: | Monthly |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | ROGER is a registered trademark of Citizens Bank of Edmond |
| Better Business Bureau (BBB): | BBB Rating: A+ |
Calculate Savings for ROGER
ROGER Savings (APY: 4.65%)
Total savings breakdown:
- Interest earned: $5 (4.76%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (95.24%)
Your total balance
$105.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
4. Presidential Bank
Savings Account: Advantage Savings
Top APY: 4.50%→
Minimum Deposit: $5,000
Minimum Balance for APY: N/A
App Store Rating: 4.8/5Google Play Rating: 4.2/5| Feature | Details |
|---|---|
| APY: | 4.00% - 4.50% (6/20/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | No |
| Mobile Apps: | App Store Rating: 4.8/5 Google Play Rating: 4.2/5 |
| Bundled: | Yes |
| Direct Deposit Required: | Yes. To earn the higher APY you need a monthly direct deposit into an Advantage Checking Account of $500. |
| Compound Freq.: | Monthly |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | N/A |
| Better Business Bureau (BBB): | BBB Rating: B- Not BBB Accredited |
| Branches: | 10 locations in Maryland, Virginia and Washington D.C. |
Calculate Savings for Presidential Bank
Advantage Savings (APY: 4.00% ⎼ 4.50%)
Total savings breakdown:
- Interest earned: $225 (4.31%)
- Total contributions: $0 (0.00%)
- Initial deposit: $5,000 (95.69%)
Your total balance
$5,225.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
5. Peak Bank
Savings Account: Envision High Yield Savings
Top APY: 4.44%→
Minimum Deposit: $100
Minimum Balance for APY: N/A
App Store Rating: 4.8/5Google Play Rating: 4.7/5| Feature | Details |
|---|---|
| APY: | 4.44% (6/20/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.8/5 Google Play Rating: 4.7/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Peak Bank is a division of Idaho First Bank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | None |
Calculate Savings for Peak Bank
Envision High Yield Savings (APY: 4.44%)
Total savings breakdown:
- Interest earned: $4 (3.85%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (96.15%)
Your total balance
$104.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
6. LendingClub
Savings Account: LevelUp Savings
Top APY: 4.40%→
Minimum Deposit: $0
Minimum Balance for APY: $0
App Store Rating: 4.8/5Google Play Rating: 4.6/5| Feature | Details |
|---|---|
| APY: | 3.40% - 4.40% (6/20/2025) |
| APY Trend: | Stable for the last month |
| Note: | The advertised "LevelUp Rate" APY of 4.40% is only available if you deposit $250+ into the account each month. Otherwise the "Standard Rate" of 3.40% applies. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.8/5 Google Play Rating: 4.6/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | LendingClub Corporation (NYSE: LC) is the parent company of LendingClub Bank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited. |
| Branches: | None |
Calculate Savings for LendingClub
LevelUp Savings (APY: 3.40% ⎼ 4.40%)
Total savings breakdown:
- Interest earned: $4 (3.85%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (96.15%)
Your total balance
$104.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
7. FVCbank
Savings Account: Advantage Direct Savings
Top APY: 4.35%↘︎
Minimum Deposit: $500
Minimum Balance for APY: $500
App Store Rating: 4.3/5Google Play Rating: 3.6/5| Feature | Details |
|---|---|
| APY: | 4.35% (6/20/2025) |
| APY Trend: | -0.10% MoM |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.3/5 Google Play Rating: 3.6/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | N/A |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | N/A |
| Better Business Bureau (BBB): | BBB Rating: A+ |
Calculate Savings for FVCbank
Advantage Direct Savings (APY: 4.35%)
Total savings breakdown:
- Interest earned: $22 (4.21%)
- Total contributions: $0 (0.00%)
- Initial deposit: $500 (95.79%)
Your total balance
$522.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
8. Newtek Bank
Savings Account: Personal High Yield Savings
Top APY: 4.35%→
Minimum Deposit: $0
Minimum Balance for APY: $0.01
App Store Rating: 4.5/5Google Play Rating: 4.2/5| Feature | Details |
|---|---|
| APY: | 4.35% (6/20/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.5/5 Google Play Rating: 4.2/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | NewtekOne (NASDAQ: NEWT) |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited |
| Branches: | None |
Calculate Savings for Newtek Bank
Personal High Yield Savings (APY: 4.35%)
Total savings breakdown:
- Interest earned: $4 (3.85%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (96.15%)
Your total balance
$104.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
9. Primis Bank
Savings Account: Primis Savings Account
Top APY: 4.35%→
Minimum Deposit: $1
Minimum Balance for APY: $0
App Store Rating: 4.5/5Google Play Rating: 4.1/5| Feature | Details |
|---|---|
| APY: | 4.35% (6/20/2025) |
| APY Trend: | Stable for the last month |
| Note: | Primis deposit accounts are not available in Puerto Rico or other US territories. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.5/5 Google Play Rating: 4.1/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Monthly |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Primis Financial Corp. (Nasdaq: FRST) is the holding company for Primis Bank |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | Locations in Virginia |
Calculate Savings for Primis Bank
Primis Savings Account (APY: 4.35%)
Total savings breakdown:
- Interest earned: $4 (3.85%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (96.15%)
Your total balance
$104.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
10. Bread Savings
Savings Account: High-Yield Savings Account
Top APY: 4.30%→
Minimum Deposit: $100
Minimum Balance for APY: $0
App Store Rating: 4.6/5Google Play Rating: 4.6/5| Feature | Details |
|---|---|
| APY: | 4.30% (6/20/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.6/5 Google Play Rating: 4.6/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Bread Financial Holdings, Inc. (NYSE: BFH), until 2022 known as Alliance Data Systems Corporation. All deposit products are provided by Comenity Capital Bank, a Utah state-chartered bank and a Bread Financial company. |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited (Comenity Capital Bank) |
| Branches: | None |
Calculate Savings for Bread Savings
High-Yield Savings Account (APY: 4.30%)
Total savings breakdown:
- Interest earned: $4 (3.85%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (96.15%)
Your total balance
$104.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
11. BrioDirect
Savings Account: High-Yield Savings Account
Top APY: 4.30%→
Minimum Deposit: $5,000
Minimum Balance for APY: $25
App Store Rating: 4.6/5Google Play Rating: 4.4/5| Feature | Details |
|---|---|
| APY: | 4.30% (6/20/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.6/5 Google Play Rating: 4.4/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | BrioDirect is the online brand of Webster Bank, N.A. (its holding company Webster Financial Corporation has been assigned this ticker symbol NYSE:WBS), and opening an account with BrioDirect will make you a Webster Bank client. |
| Better Business Bureau (BBB): | BBB Rating: B- Not BBB Accredited |
| Branches: | None. You cannot make use of Webster Bank's branches. |
Calculate Savings for BrioDirect
High-Yield Savings Account (APY: 4.30%)
Total savings breakdown:
- Interest earned: $215 (4.12%)
- Total contributions: $0 (0.00%)
- Initial deposit: $5,000 (95.88%)
Your total balance
$5,215.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
12. My Banking Direct
Savings Account: High Yield Savings Account
Top APY: 4.30%↘︎
Minimum Deposit: $500
Minimum Balance for APY: $1
App Store Rating: 4.7/5Google Play Rating: 4.2/5| Feature | Details |
|---|---|
| APY: | 4.30% (6/20/2025) |
| APY Trend: | -0.10% MoM |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.7/5 Google Play Rating: 4.2/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | N/A |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | My Banking Direct is a service of Flagstar Bank N.A. (subsidiary of Flagstar Financial, Inc., formerly New York Community Bancorp, Inc., dating back to 1859) |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited. |
| Branches: | None. You cannot make use of Flagstar Bank's branches. |
Calculate Savings for My Banking Direct
High Yield Savings Account (APY: 4.30%)
Total savings breakdown:
- Interest earned: $22 (4.21%)
- Total contributions: $0 (0.00%)
- Initial deposit: $500 (95.79%)
Your total balance
$522.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
13. Rising Bank
Savings Account: High-Yield Savings Account
Top APY: 4.30%→
Minimum Deposit: $1,000
Minimum Balance for APY: $1,000
App Store Rating: 4.7/5Google Play Rating: 4.5/5| Feature | Details |
|---|---|
| APY: | 4.30% (6/20/2025) |
| APY Trend: | Stable for the last month |
| Note: | Interest is calculated daily based on your deposit balance and credited monthly. However, since the account does not offer compounding, you only earn interest (4.30% APY) on the original deposit and not on any previously earned interest. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.7/5 Google Play Rating: 4.5/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Doesn't compound |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Rising Bank is a division of Midwest BankCentre® |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited |
| Branches: | None |
Calculate Savings for Rising Bank
High-Yield Savings Account (APY: 4.30%)
Total savings breakdown:
- Interest earned: $43 (4.12%)
- Total contributions: $0 (0.00%)
- Initial deposit: $1,000 (95.88%)
Your total balance
$1,043.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
14. TAB Bank
Savings Account: TAB Save
Top APY: 4.26%→
Minimum Deposit: $1,000
Minimum Balance for APY: $0.01
App Store Rating: 4.7/5Google Play Rating: 4.4/5| Feature | Details |
|---|---|
| APY: | 4.26% (6/20/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.7/5 Google Play Rating: 4.4/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Full name: Transportation Alliance Bank, Inc. |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | None |
Calculate Savings for TAB Bank
TAB Save (APY: 4.26%)
Total savings breakdown:
- Interest earned: $43 (4.12%)
- Total contributions: $0 (0.00%)
- Initial deposit: $1,000 (95.88%)
Your total balance
$1,043.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
15. Colorado Federal Savings Bank
Savings Account: Premier Savings
Top APY: 4.25%→
Minimum Deposit: $50,000
Minimum Balance for APY: $50,000
App Store Rating: 4.6/5Google Play Rating: N/A| Feature | Details |
|---|---|
| APY: | 4.25% (6/20/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.6/5 Google Play Rating: N/A |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | N/A |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | None |
Calculate Savings for Colorado Federal Savings Bank
Premier Savings (APY: 4.25%)
Total savings breakdown:
- Interest earned: $2,125 (4.08%)
- Total contributions: $0 (0.00%)
- Initial deposit: $50,000 (95.92%)
Your total balance
$52,125.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
16. Evergreen Bank Group
Savings Account: High-Yield Online Savings
Top APY: 4.25%→
Minimum Deposit: $100
Minimum Balance for APY: $0
App Store Rating: 4.6/5Google Play Rating: 4.5/5| Feature | Details |
|---|---|
| APY: | 4.25% (6/20/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.6/5 Google Play Rating: 4.5/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | N/A |
| Better Business Bureau (BBB): | BBB Rating: A+ Not BBB Accredited |
| Branches: | 3 locations in Illinois |
Calculate Savings for Evergreen Bank Group
High-Yield Online Savings (APY: 4.25%)
Total savings breakdown:
- Interest earned: $4 (3.85%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (96.15%)
Your total balance
$104.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
17. First Foundation Bank
Savings Account: Online Savings
Top APY: 4.25%↘︎
Minimum Deposit: $1,000
Minimum Balance for APY: $0.01
App Store Rating: 4.6/5Google Play Rating: 4.0/5| Feature | Details |
|---|---|
| APY: | 4.25% (6/20/2025) |
| APY Trend: | -0.15% MoM |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.6/5 Google Play Rating: 4.0/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | N/A |
| Better Business Bureau (BBB): | BBB Rating: A- Not BBB Accredited |
| Branches: | 31 locations in California, Florida, Hawaii, Nevada, and Texas |
Calculate Savings for First Foundation Bank
Online Savings (APY: 4.25%)
Total savings breakdown:
- Interest earned: $43 (4.12%)
- Total contributions: $0 (0.00%)
- Initial deposit: $1,000 (95.88%)
Your total balance
$1,043.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
18. Forbright Bank
Savings Account: Growth Savings
Top APY: 4.25%→
Minimum Deposit: $0
Minimum Balance for APY: $0
App Store Rating: 4.8/5Google Play Rating: 4.6/5| Feature | Details |
|---|---|
| APY: | 4.25% (6/20/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.8/5 Google Play Rating: 4.6/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Forbright Bank was rebranded from Congressional Bank, Member FDIC, effective January 19, 2022 |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited |
| Branches: | Locations in the Washington D.C. area (Maryland and Virginia) |
Calculate Savings for Forbright Bank
Growth Savings (APY: 4.25%)
Total savings breakdown:
- Interest earned: $4 (3.85%)
- Total contributions: $0 (0.00%)
- Initial deposit: $100 (96.15%)
Your total balance
$104.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
19. Poppy Bank
Savings Account: Poppy Premier Online Savings
Top APY: 4.25%→
Minimum Deposit: $1,000
Minimum Balance for APY: $1,000
App Store Rating: 4.4/5Google Play Rating: 3.5/5| Feature | Details |
|---|---|
| APY: | 4.25% (6/20/2025) |
| APY Trend: | Stable for the last month |
| Maintenance Fee: | $0, if electronic statements selected, otherwise $5 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.4/5 Google Play Rating: 3.5/5 |
| Bundled: | No |
| Direct Deposit Required: | No |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | Formerly First Community Bank. |
| Better Business Bureau (BBB): | BBB Rating: B+ Not BBB Accredited |
| Branches: | Branches in California |
Calculate Savings for Poppy Bank
Poppy Premier Online Savings (APY: 4.25%)
Total savings breakdown:
- Interest earned: $43 (4.12%)
- Total contributions: $0 (0.00%)
- Initial deposit: $1,000 (95.88%)
Your total balance
$1,043.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.
20. UFB Direct
Savings Account: UFB Checking and Savings Bundle
Top APY: 4.21%→
Minimum Deposit: $5000
Minimum Balance for APY: $10,000
App Store Rating: 4.8/5Google Play Rating: 4.7/5| Feature | Details |
|---|---|
| APY: | 4.01% - 4.21% (6/20/2025) |
| APY Trend: | Stable for the last month |
| Note: | The regular savings or money market APY may be boosted up to 4.21% by direct deposits, minimum balance of $10,000 and making 10 approved debit card transactions per statement cycle. See bank for full details. |
| Maintenance Fee: | $0 |
| Online Only: | Yes |
| Mobile Apps: | App Store Rating: 4.8/5 Google Play Rating: 4.7/5 |
| Bundled: | No |
| Direct Deposit Required: | Yes |
| Compound Freq.: | Daily |
| Eligibility: | United States |
| FDIC-insured: | Yes |
| Affiliation: | UFB Direct is a division of Axos Bank, holding company of Axos Financial, Inc. (NYSE: AX) |
| Better Business Bureau (BBB): | BBB Rating: A+ BBB Accredited |
| Branches: | None |
Calculate Savings for UFB Direct
UFB Checking and Savings Bundle (APY: 4.01% ⎼ 4.21%)
⚠️ The minimum balance for the higher APY on this account is $10,000.
Total savings breakdown:
- Interest earned: $201 (3.86%)
- Total contributions: $0 (0.00%)
- Initial deposit: $5,000 (96.14%)
Your total balance
$5,201.00
The Banksparency Savings Calculator provides estimated savings growth based on user input and our latest data.