High-Yield Savings Accounts
With Top-Rated Mobile Apps

Compare FDIC-insured
high-yield savings accounts (HYSAs) with:
  • 📱 Excellent mobile apps (4.0+ ratings)
  • 🔎 Helpful filters to find your best account

HYSAs with Top-Rated Apps on October 8, 2025

The high-yield savings accounts below are ranked solely by APY, or Annual Percentage Yield

We earn a commission if you open an account through some links on this page.

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1. Varo Bank

Savings Account: High-Yield Savings Account

Top APY: 5.00%

Minimum Deposit: $0

Minimum Balance for APY: $0.01

App Store Rating: 4.9/5Google Play Rating: 4.6/5

2. Axos Bank

Savings Account: Axos ONE

Top APY: 4.51%

Minimum Deposit: $0

Minimum Balance for APY: $0

App Store Rating: 4.7/5Google Play Rating: 4.6/5

3. GO2bank

Savings Account: High Yield Savings

Top APY: 4.50%

Minimum Deposit: $0

Minimum Balance for APY: $0

App Store Rating: 4.8/5Google Play Rating: 4.6/5

4. Presidential Bank

Savings Account: Advantage Savings

Top APY: 4.50%

Minimum Deposit: $5,000

Minimum Balance for APY: N/A

App Store Rating: 4.8/5Google Play Rating: 4.2/5

5. SoFi Bank

Savings Account: SoFi Savings

Top APY: 4.50%

Minimum Deposit: $0

Minimum Balance for APY: $0

App Store Rating: 4.8/5Google Play Rating: 4.2/5

6. Newtek Bank

Savings Account: Personal High Yield Savings

Top APY: 4.35%

Minimum Deposit: $0

Minimum Balance for APY: $0.01

App Store Rating: 4.5/5Google Play Rating: 4.2/5

7. Zynlo Bank

Savings Account: Tomorrow Savings Account

Top APY: 4.35%

Minimum Deposit: $10

Minimum Balance for APY: $0.01

App Store Rating: 4.0/5Google Play Rating: 3.5/5

8. Bread Savings

Savings Account: High-Yield Savings Account

Top APY: 4.25%

Minimum Deposit: $100

Minimum Balance for APY: $0

App Store Rating: 4.7/5Google Play Rating: 4.4/5

9. Forbright Bank

Savings Account: Growth Savings

Top APY: 4.25%

Minimum Deposit: $0

Minimum Balance for APY: $0

App Store Rating: 4.8/5Google Play Rating: 4.7/5

10. Poppy Bank

Savings Account: Poppy Premier Online Savings

Top APY: 4.25%

Minimum Deposit: $1,000

Minimum Balance for APY: $1,000

App Store Rating: 4.4/5Google Play Rating: 3.8/5

11. BrioDirect

Savings Account: High-Yield Savings Account

Top APY: 4.20%

Minimum Deposit: $5,000

Minimum Balance for APY: $25

App Store Rating: 4.7/5Google Play Rating: 4.3/5

12. Jenius Bank

Savings Account: Jenius Savings

Top APY: 4.20%

Minimum Deposit: $0

Minimum Balance for APY: $0

App Store Rating: 4.1/5Google Play Rating: 3.7/5

13. LendingClub

Savings Account: LevelUp Savings

Top APY: 4.20%

Minimum Deposit: $0

Minimum Balance for APY: $0

App Store Rating: 4.8/5Google Play Rating: 4.5/5

14. My Banking Direct

Savings Account: High Yield Savings Account

Top APY: 4.20%

Minimum Deposit: $500

Minimum Balance for APY: $1

App Store Rating: 4.7/5Google Play Rating: 4.3/5

15. Peak Bank

Savings Account: Envision High Yield Savings

Top APY: 4.20%

Minimum Deposit: $100

Minimum Balance for APY: N/A

App Store Rating: 4.8/5Google Play Rating: 4.7/5

16. Colorado Federal Savings Bank

Savings Account: Premier Savings

Top APY: 4.15%

Minimum Deposit: $50,000

Minimum Balance for APY: $50,000

App Store Rating: 4.7/5Google Play Rating: N/A

17. Barclays

Savings Account: Tiered Savings

Top APY: 4.10%

Minimum Deposit: $0

Minimum Balance for APY: $250,000

App Store Rating: 4.8/5Google Play Rating: 4.7/5

18. Colorado Federal Savings Bank

Savings Account: High Yield Savings

Top APY: 4.10%

Minimum Deposit: $1

Minimum Balance for APY: $1

App Store Rating: 4.7/5Google Play Rating: N/A

19. First Foundation Bank

Savings Account: Online Savings

Top APY: 4.10%

Minimum Deposit: $1,000

Minimum Balance for APY: $0.01

App Store Rating: 4.6/5Google Play Rating: 4.2/5

20. FVCbank

Savings Account: Advantage Direct Savings

Top APY: 4.10%

Minimum Deposit: $500

Minimum Balance for APY: $500

App Store Rating: 4.4/5Google Play Rating: 3.6/5