Highest Savings Account Rates

Compare high-yield savings accounts with the highest rates:

  • FDIC-insured
    banks ranked solely by Annual Percentage Yield (APY)
  • 📈 Top-tier interest rates up to 5.00% APY, as of April 25, 2025
  • 🔎 Easy-to-use filters to help find your ideal savings account

Top 20 Savings Rates

TIP: Use the drop-down filters above to narrow the selection.

1. Fitness Bank

Savings Account: Fitness Elite Checking & Fitness Savings Combo

Top APY: 5.00%

Minimum Deposit: $100

Minimum Balance for APY: $100

2. Varo Bank

Savings Account: High-Yield Savings Account

Top APY: 5.00%

Minimum Deposit: $0

Minimum Balance for APY: $0.01

3. Axos Bank

Savings Account: Axos ONE

Top APY: 4.66%↘︎

Minimum Deposit: $0

Minimum Balance for APY: $0

4. ROGER

Savings Account: ROGER Savings

Top APY: 4.65%↘︎

Minimum Deposit: $0

Minimum Balance for APY: $0

5. Neighbors Bank

Savings Account: Neighbors Savings Account

Top APY: 4.60%

Minimum Deposit: $0

Minimum Balance for APY: $0

6. Pibank

Savings Account: Pibank Savings

Top APY: 4.60%

Minimum Deposit: $0

Minimum Balance for APY: $0.01

7. OMB Bank

Savings Account: High Interest Online Savings Account

Top APY: 4.56%

Minimum Deposit: $5,000

Minimum Balance for APY: $0

8. Fitness Bank

Savings Account: Fitness Savings Account

Top APY: 4.55%

Minimum Deposit: $100

Minimum Balance for APY: $100

9. FVCbank

Savings Account: Advantage Direct Savings

Top APY: 4.55%

Minimum Deposit: $500

Minimum Balance for APY: $500

10. Peak Bank

Savings Account: Envision High Yield Savings

Top APY: 4.54%

Minimum Deposit: $100

Minimum Balance for APY: N/A

11. Presidential Bank

Savings Account: Advantage Savings

Top APY: 4.50%

Minimum Deposit: $5,000

Minimum Balance for APY: N/A

12. BrioDirect

Savings Account: High-Yield Savings Account

Top APY: 4.45%↘︎

Minimum Deposit: $5,000

Minimum Balance for APY: $25

13. First Foundation Bank

Savings Account: Online Savings

Top APY: 4.40%↘︎

Minimum Deposit: $1,000

Minimum Balance for APY: $0.01

14. LendingClub

Savings Account: LevelUp Savings

Top APY: 4.40%↘︎

Minimum Deposit: $0

Minimum Balance for APY: $0

15. My Banking Direct

Savings Account: High Yield Savings Account

Top APY: 4.40%

Minimum Deposit: $500

Minimum Balance for APY: $1

16. Openbank

Savings Account: High-Yield Savings Account

Top APY: 4.40%

Minimum Deposit: $500

Minimum Balance for APY: $0

17. Poppy Bank

Savings Account: Poppy Premier Online Savings

Top APY: 4.40%↘︎

Minimum Deposit: $1,000

Minimum Balance for APY: $1,000

18. TIMBR

Savings Account: Premium Savings Account

Top APY: 4.40%↘︎

Minimum Deposit: $1,000

Minimum Balance for APY: $0

19. Bread Savings

Savings Account: High-Yield Savings Account

Top APY: 4.35%↘︎

Minimum Deposit: $100

Minimum Balance for APY: $0

20. Newtek Bank

Savings Account: Personal High Yield Savings

Top APY: 4.35%↘︎

Minimum Deposit: $0

Minimum Balance for APY: $0.01